Split API v1.0

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Split allows you to make, get and manage payments using nothing but bank accounts.

It is important to understand that there are 2 main ways Split can be used for maximum flexibility:

Between Split accounts.
Between a Split account and anyone.

Due to the above, certain endpoints and techniques will differ slightly depending on who you are interacting with. You can find more on this in the Making payments and Getting paid guides.

Conventions

Authentication is performed using OAuth2. See the Get started and Authentication & Authorisation guides for more.
All communication is via https and supports only TLSv1.2.
Production API: https://api.split.cash/.
Production UI: https://go.split.cash/.
Sandbox API: https://api.sandbox.split.cash/.
Sandbox UI: https://go.sandbox.split.cash/.
Data is sent and received as JSON.
Clients should include the Accepts: application/json header in their requests.
Currencies are represented by 3 characters as defined in ISO 4217.
Dates & times are returned in UTC using ISO 8601 format with second accuracy. With requests, when no TZ is supplied, the configured TZ of the authenticated user is used, or Australia/Sydney if no TZ is configured.
Amounts are always in cents with no decimals unless otherwise stated.
Split provides static public IP addresses for all outbound traffic, including webhooks.
- Sandbox IP: 13.237.142.60
- Production IPs: 52.64.11.67 and 13.238.78.114

System Status

Check the platform status, or subscribe to receive notifications at status.split.cash. If you would like to check platform status programmatically, please refer to status.split.cash/api.

Guides

Try it out

The best way to familiarise yourself with our API is by interacting with it.

We've preloaded a collection of all our endpoints for you to use in Postman. Before you start, load up our API collection:

Okay, lets get things setup!

Create a Split account

If you haven't already, you'll want to create a sandbox Split account at https://go.sandbox.split.cash
Register your application with Split

Sign in and create an OAuth2 application: https://go.sandbox.split.cash/oauth/applications.
Generate personal access tokens

The quickest way to access your Split account via the API is using personal access tokens. Click on your newly created application from your application list and click on + Personal Access Token.

(You'll have the option to give the token a title)

Please note that personal access tokens do not expire.
Use personal access token in Postman

You can use this access_token to authorise any requests to the Split API in Postman by choosing the Bearer Token option under the Authorization tab.
Make an API request!

You are now ready to interact with your Split account via the API! Go ahead and send a request using Postman.

Get started

This guide will help you setup an OAuth2 app in order to get authenticated & authorised to communicate with the Split API.

Before you start:

We use the term user below but the user can be a third party or the same user that owns the OAuth2 application.
As noted below, some access tokens expire every 2 hours. To get a new access token use the refresh grant strategy to swap a refresh token for a new access token.

Create a Split account

If you haven't already, you'll want to create a sandbox Split account at https://go.sandbox.split.cash.
Choose authentication method

All requests to the Split API require an access_token for authentication. There are two options for obtaining these tokens, the correct option will depend on your use case:

Personal access token If you only need to access your own Split account via the API, then using personal access tokens are the most straight-forward way. Refer to Personal access token to setup. These tokens do not expire so no refreshing is required.

OAuth grant flow When you require your application to act on behalf of other Split accounts you'll need to implement the OAuth grant flow process. Refer to OAuth grant flow guide to setup. There is also an OAuth grant flow tutorial. These access tokens expire every 2 hours, unless the offline_access scope is used in which case the tokens will not expire.

Personal access token

If you're looking to only access your own account via the API, you can generate a personal access token from the UI. These tokens do not expire, but can be deleted.

To do this, sign in to your Split account and create an application if you haven't already. Click on your application from your application list and click on Personal access.

(You'll have the option to give the token a title)
Now that you have an access_token you can interact with your Split account via the API.

To do so, you must simply append the access token to the header of any API request: Authorization: Bearer {access_token}

OAuth grant flow

Register your application with Split

Once you've got your account up and running, sign in and create an OAuth2 profile for your application: https://go.sandbox.split.cash/oauth/applications

Parameter	Description
Name	The name of your application. When using the the Authorisation Grant Flow, users will see this name as the application requesting access to their account.
Redirect URI	Set this to your application's endpoint charged with receiving the authorisation code.

Obtain an authorisation code

Construct the initial URL the user will need to visit in order to grant your application permission to act on his/her behalf. The constructed URL describes the level of permission (scope), the application requesting permission (client_id) and where the user gets redirected once they've granted permission (redirect_uri).

The URL should be formatted to look like this: https://go.sandbox.split.cash/oauth/authorize?response_type=code&client_id={client_id}&redirect_uri={redirect_uri}&scope={scope}

Parameter	Description
`response_type`	Always set to `code`
`client_id`	This is your `Application ID` as generated when you registered your application with Split
`redirect_uri`	URL where the user will get redirected along with the newly generated authorisation code
`scope`	The scope of permission you're requesting

Exchange the authorisation code for an access token

When the user visits the above-mentioned URL, they will be presented with a Split login screen and then an authorisation screen:

After the user has authorised your application, they will be returned to your application at the URL specified in redirect_uri along with the code query parameter as the authorisation code.

Finally, the authorisation code can then be exchanged for an access token and refresh token pair by POSTing to: https://go.sandbox.split.cash/oauth/token

Note The authorisation code is a ONE-TIME use code. It will not work again if you try to POST it a second time.

Parameter	Description
`grant_type`	Set to `authorization_code`
`client_id`	This is your `Application ID` as generated when you registered your application with Split
`client_secret`	This is your `Secret` as generated when you registered your application with Split
`code`	The authorisation code returned with the user (ONE-TIME use)
`redirect_uri`	Same URL used in step 3

Wrap-up

Now that you have an access token and refresh token, you can interact with the Split API as the user related to the access token. To do so, you must simply append the access token to the header of any API request: Authorization: Bearer {access_token}

OAuth grant flow tutorial

The OAuth grant flow process is demonstrated using Postman in the steps below.

Before you start, load up our API collection:

A screencast of this process is also available: https://vimeo.com/246203244.

Create a Split account

If you haven't already, you'll want to create a sandbox Split account at https://go.sandbox.split.cash
Register your application with Split

Sign in and create an OAuth2 application: https://go.sandbox.split.cash/oauth/applications.

Use the special Postman callback URL: https://www.getpostman.com/oauth2/callback
In Postman, setup your environment variables

We've included the Split Payments Public Sandbox environment to get you started. Select it in the top right corner of the window then click the icon and click edit.

Using the details from the OAuth2 app you created earlier, fill in the oauth2_application_id & oauth2_secret fields.
Setup the authorization

Click on the Authorization tab and select OAuth 2.0

Click the Get New Access Token button

Fill in the OAuth2 form as below:
Get authorised

Click Request Token and wait a few seconds and a browser window will popup

Sign in with your Split account (or any other Split account you want to authorise).

Click Authorise to allow the app to access the signed in account. Once complete, Postman will automatically exchange the authorisation code it received from Split for the access_token/refresh_token pair. It will then store the access_token/refresh_token for you to use in subsequent API requests. The access_token effectively allows you to send requests via the API as the user who provided you authorisation.
You're now ready to use the API

Select an endpoint from the Split collection from the left hand side menu. Before you send an API request ensure you select your access token and Postman will automatically add it to the request header.

Authentication and Authorisation

Split uses OAuth2 over https to manage authentication and authorisation.

OAuth2 is a protocol that lets external applications request permission from another Split user to send requests on their behalf without getting their password. This is preferred over Basic Authentication because access tokens can be limited by scope and can be revoked by the user at any time.

New to OAuth2? DigitalOcean has a fantastic 5 minute introduction to OAuth2.

We currently support the authorisation code and refresh token grants.

Authorisation Code Grant

This type of grant allows your application to act on behalf of a user. If you've ever used a website or application with your Google, Twitter or Facebook account, this is the grant being used.

See the Get Started guide for step by step details on how to use this grant.

Refresh Token Grant

Code sample

curl -F "grant_type=refresh_token" \
     -F "client_id={{oauth2_application_id}}" \
     -F "client_secret={{oauth2_application_secret }}" \
     -F "refresh_token={{refresh_token}}" \
     -X POST https://go.sandbox.split.cash/oauth/token

Example response

{
    "access_token": "ad0b5847cb7d254f1e2ff1910275fe9dcb95345c9d54502d156fe35a37b93e80",
    "token_type": "bearer",
    "expires_in": 7200,
    "refresh_token": "cc38f78a5b8abe8ee81cdf25b1ca74c3fa10c3da2309de5ac37fde00cbcf2815",
    "scope": "public"
}

When using the authorisation code grant above, Split will return a refresh token along with the access token. Access tokens are short lived and last 2 hours but refresh tokens do not expire.

When the access token expires, instead of sending the user back through the authorisation flow you can use the refresh token to retrieve a new access token with the same permissions as the old one.

The refresh_token gets regenerated and sent alongside the new access_token. In other words, refresh_tokens are single use so you'll want to store the newly generated refresh_token everytime you use it to get a new access_token

Making payments

In order to payout funds, you'll be looking to use the Payments endpoint. Whether you're paying out another Split account holder or anyone, the process is the same:

Add the recipient to your Contacts: Split Contact or Anyone Contact
Make the Payment to your Contact.

Common use cases:

Automated payout disbursement (Referal programs, net/commission payouts, etc...)

Getting paid

There are 2 ways to get paid:

POSTing a Payment Request

Provides the ability to send a Payment Request (get paid) to any Contact that is either:

A Split Contact (The contact has a Split account); or
An Anyone Contact (The contact does not have a Split account) with an accepted Agreement in place.

For a Split Contact:

They will receive a request that they must approve via the Split UI or API in order for the funds to flow from their bank account to yours.
To automate the Payment Request approval, process you must first enter into an Agreement with the Split Contact. Once the Agreement is accepted, any future Payment Request will be automatically approved and processed per the Agreement terms.

For an Anyone Contact:

To send a Payment Request using the API to an Anyone Contact, you must first have an accepted Agreement with them . To do so, you can send them an Open Agreement link or Unassigned Agreement link for them to elect & verify their bank account and accept the Agreement.

Common use cases:

Subscriptions
On-account balance payments
Bill smoothing
Repayment plans

Example flow embedding an Open Agreement link using an iFrame in order to automate future Payment Request approvals:

Provides the ability to get paid once-off by a anyone whether they are a Split account holder or not.

Usage notes:

Utilise a customisable hosted Payment Request form that takes care of everything from confirming the payer's bank account access to the transfer of funds.
The Open Payment Request link can be shared and sit as a secure form either outside your app or embeded within via iframe with the ability to whitelabel.
The URL for the form contains all the customisation parameters enabling you to generate the form on the fly.

Common use cases:

Online or offline purchases (eCommerce, fundraiser, etc...)
Invoice payment
Group funding (paying for a restaurant bill)

Example flow embedding the Open Payment Request link using an iFrame:

Idempotent requests

Example response

{
  "errors": [
    {
      "title": "Duplicate idempotency key",
      "detail": "A resource has already been created with this idempotency key",
      "links": {
        "about": "https://docs.split.cash/"
      },
      "meta": {
        "resource_ref": "PB.1a4"
      }
    }
  ]
}

The Split API supports idempotency for safely retrying requests without accidentally performing the same operation twice. For example, if a Payment is POSTed and a there is a network connection error, you can retry the Payment with the same idempotency key to guarantee that only a single Payment is created.

To perform an idempotent request, provide an additional Idempotency-Key: <key> header to the request. You can pass any value as the key but we suggest that you use V4 UUIDs or another appropriately random string.

Keys expire after 24 hours. If there is a subsequent request with the same idempotency key within the 24 hour period, we will return a 409 Conflict.

The meta.resource_ref value is the reference of the resource that was previously created with the conflicting idempotency key.
The Idempotency-Key header is optional but recommended.
Only the POST action for the Payments, Payment Requests and Refunds endpoints support the use of the Idempotency-Key.
Endpoints that use the GET or DELETE actions are idempotent by nature.
A request that quickly follows another with the same idempotency key may return with 503 Service Unavailable. If so, retry the request after the number of seconds specified in the Retry-After response header.

Error responses

Example detailed error response

{
  "errors": [
    {
      "title": "A Specific Error",
      "detail": "Details about the error",
      "links": {
        "about": "https://docs.split.cash/..."
      }
    }
  ]
}

Example resource error response

{
  "errors": "A sentence explaining error/s encounted"
}

The Split API returns two different types of error responses depending on the context.

Detailed error responses are returned for:

Authentication
Request types
Idempotency

All other errors relating to Split specific resources(e.g. Contacts) will return the Resource error response style.

403 errors

403 errors are generally returned from any of our endpoints if your application does not have the required authorisation. This is usually due to:

An invalid/expired access_token; or
The required scopes not being present when setting up your OAuth application; or
The required scopes not being present in the authorisation code link used to present your user with an authorisation request.

Speeding up onboarding

Consider the following scenario:

Split is integrated in your application to handle payments.
A customer would like to use Split but does not yet have Split account.
You already have some information about this customer.

Given the above, in a standard implementation where a customer enables/uses Split within your application, these are the steps they would follow:

Click on some sort of button within your app to use Split.
They get redirected to the Split sign in page (possibly via a popup or modal).
Since they don't yet have a Split account, they would click on sign up.
They would fill in all their signup details and submit.
They would be presented with the authorisation page.
They would click the "Authorise" button and be redirected to your app.

Whilst not too bad, we can do better!

In order to speed up the process, we allow query string params to be appended to the authorisation URL. For instance, if we already have some information about the customer and know they probably don't have a Split account, we can embed this information in the authorisation URL.

Supported query string parameters

Parameter	Description
`landing`	Accepted value: `sign_up`. What page the user should see first if not already signed in. Default is the sign in page. Deprecated values: `business_sign_up`, `personal_sign_up`.
`nickname`	Only letters, numbers, dashes and underscores are permitted. This will be used to identify the account in Split.
`name`	Business account only. Business name.
`abn`	Business account only. Business ABN.
`phone`	Business account only. Business phone number.
`street_address`
`suburb`
`state`	See the sign up page for accepted values
`postcode`
`first_name`
`last_name`
`mobile_phone`
`email`

All values should be URL encoded.

As an example, the following authorisation URL would display the personal sign up & prefill the first name field with George: https://go.sandbox.split.cash/oauth/authorize?response_type=code&client_id=xxx&redirect_uri=xxx&scope=xxx&landing=sign_up&first_name=George

You can also pass the values directly to the sign up page outside of the OAuth2 authorisation process. Click on the following link to see the values preloaded: https://go.sandbox.split.cash/business/sign_up?name=GeorgeCo&nickname=georgeco&first_name=George.

Sandbox Testing Details

Try out your happy paths and not-so happy paths, the sandbox is a great place to get started without transferring actual funds. All transactions are simulated and no communication with financial institutions is performed.

The sandbox works on a 1 minute cycle to better illustrate how transactions are received and the lifecyle they go through. In other words, every minute, we simulate communicating with financial institutions and update statuses and events accordingly.

All 6 digits BSBs are valid in the sandbox with the exception of 100000 which is a place keeper for an invalid BSB. In production, only real BSBs are accepted.

Transaction failures

To simulate transaction failures create a Payment or Payment Request with a specific amount listed in the table.

Transaction failure reason	Debit	Credit
`invalid_bsb_number`	$0.01	$0.51
`account_closed`	$0.02	$0.52
`customer_deceased`	$0.03	$0.53
`incorrect_account_number`	$0.04	$0.54
`refer_to_split`	$0.05	$0.55
`user_voided`	$0.06	$0.56
`admin_voided`	$0.07	$0.57
`refer_to_customer`	$0.10
`insufficient_funds`	$0.11
`payment_stopped`	$0.12

Example scenarios

Pay a contact with an invalid account number:
- Initiate a Payment for $0.54.
- Split will mimic a successful debit from your bank account.
- Split will mimic a failure to credit the contact's bank account.
- Split will automatically create a payout_reversal credit transaction back to your bank account.
Pay a contact whilst having insufficient funds:
- Initiate a Payment for $0.11.
- Split will mimic a failure to debit your bank account.
- Split will mark the debit as returned due to insufficient_funds.
- Split will void the scheduled credit to the contact's bank account.
Request payment from a contact with a closed bank account:
- Initiate a Payment Request for $0.02.
- Split will mimic a failure to debit the contact's bank account.

NPP payment failures

If you are utilising an Account Float to create NPP payments, you can simulate a transaction that fails to process through the NPP channel by creating a Payment from your account float for one of the following amounts.

Transaction failure reason	Failure details	Amount
`refer_to_split`	Real-time payment service currently unavailable	$1.55
`refer_to_customer`	Real-time payment rejected by recipient	$1.60

You will receive all the same notifications as if this happened in our live environment. We recommend you check out our article on what happens when an NPP Payment fails to learn more about what happens when an NPP Payment is unable to process.

Special accounts

There are some accounts with a special behaviour. You can add them to your Contacts by nickname or bank details.

Account nickname	Branch code (BSB)	Account number	Description
accept_agreements	`900000`	`99999`	Always accepts agreements
decline_agreements	`900001`	`99999`	Always declines agreements

(Deprecated) Payment credit failure bank accounts

You can send Payments to the following reserved bank accounts to trigger specific failures on the credit side.

Failure type	Branch code (BSB)	Account number
`account_closed`	`300000`	`99999`
`customer_deceased`	`400000`	`99999`
`incorrect_account_number`	`500000`	`99999`
`refer_to_split`	`700000`	`99999`

(Deprecated) Payment Request failure bank accounts

You can send Payment Requests to the following reserved bank accounts to trigger specific failures.

Failure type	Branch code (BSB)	Account number
`payment_stopped`	`200000`	`99999`
`account_closed`	`300000`	`99999`
`customer_deceased`	`400000`	`99999`
`incorrect_account_number`	`500000`	`99999`
`refer_to_customer`	`600000`	`99999`
`refer_to_split`	`700000`	`99999`
`insufficient_funds`	`800000`	`99999`

By default, all Agreements sent to Contacts with a failure bank account will be automatically accepted.

Instant account verification accounts

When using any of our hosted solutions (Payment Requests, Open Agreements or Unassigned Agreements) you may want to test the Instant Account Verification (IAV) process where we accept online banking credentials to validate bank account access. To do so, you can use the following credentials:

Login	Password
`12345678`	`TestMyMoney`

Available balances in the Sandbox

If your integration includes allowing us to pre-fail transactions prior to being processed, you may want to test that your system is handling these events correctly. A transaction will pre-fail when the available balance of the customers account is less than the amount of the payment being requested. This is checked during pre-processing just before your debit is sent for processing if there is an active bank connection.

In the Sandbox environment, if the contact you are attempting to debit has a bank connection that was created through our Instant Account Verification feature, the available balance of their bank account will always be $123.45. Any payment requests above this amount will pre-fail and any amount less than or equal to this amount will succeed.

Configuration

Scopes

Scopes define the level of access granted via the OAuth2 authorisation process. As a best practice, only use the scopes your application will require.

Scope	Description
`public`	View user's public information
`agreements`	Manage user's Agreements
`bank_accounts`	Manage user's Bank Accounts
`bank_connections`	Manage user's Bank Connections
`contacts`	Manage user's Contacts
`open_agreements`	Manage user's Open Agreements
`payments`	Manage user's Payments
`payment_requests`	Manage user's Payment Requests
`refunds`	Manage user's Refunds
`transactions`	Access user's Transactions
`offline_access`	Create non-expiring access tokens for user

Please use offline_access with discretion, as you'll have no direct way to invalidate the token. Please contact Split Payments immediately if any token may have potentially been compromised.

Pagination

Example response header

Link: <http://api.sandbox.split.cash/contacts?page=5>; rel="last", <http://api.sandbox.split.cash/contacts?page=2>; rel="next"
Per-Page: 25
Total: 5

All collections are paginated to 25 items by default and the pagination information may be found in the response header. You can customise the pagination by appending ?per_page=x and/or ?page=x to the endpoint URL.

The maximum per_page value is 100. Any value above this will be ignored and 100 will be used instead.

Remitter

Example request

{
  "...": "...",
  "metadata": {
   "remitter": "CustomRem"
   }
}

You can elect to assign a remitter name on a per-request basis when submitting Payments & Payment Requests. Simply append the remitter key and a value within the metadata key.

For Payments, the party being credited will see the designated remitter name along the entry on their bank statement.
For Payment Requests, the party being debited will see the designated remitter name along the entry on their bank statement.

The remitter name MUST be between 3 and 16 characters.

Aggregation

Split will automatically aggregate debits that are:

From the same bank account; and
Initiated by the same Split account.

Likewise for credits:

To the same bank account; and
Initiated by the same Split account.

Should you prefer aggregation to be disabled, please contact support@splitpayments.com.au. Note that additional charges may apply.

Webhooks

Example response

{
  "event": {
    "type": "object.action",
    "at": "yyyy-mm-ddThh:mm:ssZ",
    "who": {
      "account_id": "x",
      "bank_account_id": "x"
    }
  },
  "data": [
    {}
  ]
}

Please refer to our help centre article on webhooks for more information and an overview of what you can achieve with webhooks.

We support two main categories of webhooks:

Owner: These webhooks are managed by the owner of the Split account and only report on events owned by the Split account.
App: These webhooks are managed by the Split OAuth2 application owner and will report on events relating to any authorised Split account (limited by scope).

Name	Type	Required	Description
event	object	true	Webhook event details
» type	string	true	The webhook event key (list available in the webhook settings)
» at	string(date-time)	true	When the event occurred
» who	object	true	Who the webhook event relates to
»» account_id	string(uuid)	true	The Split account who's the owner of the event
»» bank_account_id	string(uuid)	true	The above Split account's bank account
data	[object]	true	Array of response bodies

Data schemas

Use the following table to discover what type of response schema to expect for for the data.[{}] component of the webhook delivery.

Event	Data schema
`agreement.*`	GetAnAgreementResponse
`contact.*`	GetAContactResponse
`credit.*`	ListAllTransactionsResponse
`creditor_debit.*`	ListAllTransactionsResponse
`debit.*`	ListAllTransactionsResponse
`debtor_credit.*`	ListAllTransactionsResponse
`open_agreement.*`	ListAllOpenAgreementsRespose
`payment.*`	GetAPaymentResponse
`payment_request.*`	GetAPaymentRequestResponse
`unassigned_agreement.*`	GetAnUnassignedAgreementResponse

Our Delivery Promises

We only consider a webhook event delivery as failed if we don't receive any http response code (2xx, 4xx, 5xx, etc.)
We will auto-retry failed deliveries every 5 minutes for 1 hour.
Delivery order for webhook events is not guaranteed.
We guarantee at least 1 delivery attempt.

Request ID

Example header

Split-Request-ID: 07f4e8c1-846b-5ec0-8a25-24c3bc5582b5

Split provides a Split-Request-ID header in the form of a UUID which uniquely identifies a webhook event. If the webhook event is retried/retransmitted by Split, the UUID will remain the same. This allows you to check if a webhook event has been previously handled/processed.

Checking Webhook Signatures

Example header

Split-Signature: 1514772000.93eee90206280b25e82b38001e23961cba4c007f4d925ba71ecc2d9804978635

Split signs the webhook events it sends to your endpoints. We do so by including a signature in each event’s Split-Signature header. This allows you to validate that the events were indeed sent by Split.

Before you can verify signatures, you need to retrieve your endpoint’s secret from your Webhooks settings. Each endpoint has its own unique secret; if you use multiple endpoints, you must obtain a secret for each one.

The Split-Signature header contains a timestamp and one or more signatures. All separated by . (dot).

Example code

# Shell example is not available

package main
import (
    "crypto/hmac"
    "crypto/sha256"
    "strings"
    "fmt"
    "encoding/hex"
)
func main() {
    secret := "1234"
    message := "full payload of the request"
    splitSignature := "1514772000.f04cb05adb985b29d84616fbf3868e8e58403ff819cdc47ad8fc47e6acbce29f"

    data := strings.Split(splitSignature, ".")
    timestamp, givenSignature := data[0], data[1]

    signedPayload := timestamp + "." + message

    hash := hmac.New(sha256.New, []byte(secret))
    hash.Write([]byte(signedPayload))
    expectedSignature := hex.EncodeToString(hash.Sum(nil))

    fmt.Println(expectedSignature)
    // f04cb05adb985b29d84616fbf3868e8e58403ff819cdc47ad8fc47e6acbce29f
    fmt.Println(givenSignature)
    // f04cb05adb985b29d84616fbf3868e8e58403ff819cdc47ad8fc47e6acbce29f
}

import hashlib
import hmac

split_signature = '1514772000.f04cb05adb985b29d84616fbf3868e8e58403ff819cdc47ad8fc47e6acbce29f'
secret = bytes('1234').encode('utf-8')
message = bytes('full payload of the request').encode('utf-8')

data = split_signature.split('.')
timestamp = data[0]
given_signature = data[1]

signed_payload = timestamp + '.' + message

expected_signature = hmac.new(secret, signed_payload, digestmod=hashlib.sha256).hexdigest()

print(expected_signature)
# > f04cb05adb985b29d84616fbf3868e8e58403ff819cdc47ad8fc47e6acbce29f

print(given_signature)
# > f04cb05adb985b29d84616fbf3868e8e58403ff819cdc47ad8fc47e6acbce29f

require 'openssl'

split_signature = '1514772000.f04cb05adb985b29d84616fbf3868e8e58403ff819cdc47ad8fc47e6acbce29f'
secret = '1234'
message = 'full payload of the request'

timestamp, given_signature, *other = split_signature.split('.')
signed_payload = timestamp + '.' + message
expected_signature = OpenSSL::HMAC.hexdigest('sha256', secret, signed_payload)

puts(expected_signature)
# => f04cb05adb985b29d84616fbf3868e8e58403ff819cdc47ad8fc47e6acbce29f
puts(given_signature)
# => f04cb05adb985b29d84616fbf3868e8e58403ff819cdc47ad8fc47e6acbce29f

var crypto = require('crypto')
var message = 'full payload of the request'
var secret = '1234'
var splitSignature = '1514772000.f04cb05adb985b29d84616fbf3868e8e58403ff819cdc47ad8fc47e6acbce29f'

var data = splitSignature.split('.')
var timestamp = data[0]
var givenSignature = data[1]

var signedPayload = timestamp + '.' + message

var expectedSignature = crypto.createHmac('sha256', secret).update(signedPayload).digest('hex')

console.log(expectedSignature)
// f04cb05adb985b29d84616fbf3868e8e58403ff819cdc47ad8fc47e6acbce29f
console.log(givenSignature)
// f04cb05adb985b29d84616fbf3868e8e58403ff819cdc47ad8fc47e6acbce29f

$split_signature = '1514772000.f04cb05adb985b29d84616fbf3868e8e58403ff819cdc47ad8fc47e6acbce29f';
$secret = '1234';
$message = 'full payload of the request';

list($timestamp, $given_signature, $other) = explode('.', $split_signature);
$signed_payload = $timestamp . "." . $message;
$expected_signature = hash_hmac('sha256', $signed_payload, $secret, false);

echo $expected_signature; // f04cb05adb985b29d84616fbf3868e8e58403ff819cdc47ad8fc47e6acbce29f
echo "\n";
echo $given_signature; // f04cb05adb985b29d84616fbf3868e8e58403ff819cdc47ad8fc47e6acbce29f

import javax.crypto.Mac;
import javax.crypto.spec.SecretKeySpec;

class Main {
  public static void main(String[] args) {
    try {
      String splitSignature = "1514772000.f04cb05adb985b29d84616fbf3868e8e58403ff819cdc47ad8fc47e6acbce29f";
      String secret = "1234";
      String message = "full payload of the request";

      String[] data = splitSignature.split("\\.");
      String timestamp = data[0];
      String givenSignature = data[1];

      String signedPayload = timestamp + "." + message;

      Mac sha256_HMAC = Mac.getInstance("HmacSHA256");
      SecretKeySpec secret_key = new SecretKeySpec(secret.getBytes(), "HmacSHA256");
      sha256_HMAC.init(secret_key);

      String expectedSignature = javax.xml.bind.DatatypeConverter.printHexBinary(sha256_HMAC.doFinal(signedPayload.getBytes())).toLowerCase();

      System.out.println(expectedSignature);
      // f04cb05adb985b29d84616fbf3868e8e58403ff819cdc47ad8fc47e6acbce29f

      System.out.println(givenSignature);
      // f04cb05adb985b29d84616fbf3868e8e58403ff819cdc47ad8fc47e6acbce29f
    }
    catch (Exception e){
      System.out.println("Error");
    }
  }
}

Step 1. Extract the timestamp and signatures from the header

Split the header, using the . (dot) character as the separator, to get a list of elements.

Element	Description
`timestamp`	Unix time in seconds when the signature was created
`signature`	Request signature
`other`	Placeholder for future parameters (currently not used)

Step 2: Prepare the signed_payload string

You achieve this by concatenating:

The timestamp from the header (as a string)
The character . (dot)
The actual JSON payload (request body)

Step 3: Determine the expected signature

Compute an HMAC with the SHA256 hash function. Use the endpoint’s signing secret as the key, and use the signed_payload string as the message.

Step 4: Compare signatures

Compare the signature in the header to the expected signature. If a signature matches, compute the difference between the current timestamp and the received timestamp, then decide if the difference is within your tolerance.

To protect against timing attacks, use a constant-time string comparison to compare the expected signature to each of the received signatures.

Changelog

We take backwards compatibility seriously. The following list contains backwards compatible changes:

2020-12-17 - Add Sandbox Only API endpoints
2020-12-17 - Enhance response schema for several endpoints
2020-12-16 - Add webhook schema table
2020-12-15 - Improve webhooks section
2020-12-15 - Add changelog
2020-12-15 - Re-word Payment Requests introduction to better cover its use with Receivable Contacts.

Looking for more? Our docs are open sourced! https://github.com/splitpayments/api-documentation

Agreements

An Agreement is an arrangement between two parties that allows them to agree on terms for which future Payment Requests will be auto-approved.

Split Agreements are managed on a per Contact basis and are unidirectional. In other words, if both parties wish for auto-approved Payment Requests, they must each propose an Agreement to the other.

If a Payment Request is sent for an amount that exceeds the terms of the agreement, it will need to be manually approved by the recipient. Please refer to the What is an Agreement article in our knowledge base for an overview.

Direction

Agreements are therefore broken up by direction:

Incoming: Agreement received from another Split account
Outgoing: Agreement sent to another Split account

Lifecycle

An Agreement can have the following statuses:

Status	Description
`proposed`	Waiting for the Agreement to be accepted or declined.
`accepted`	The Agreement has been accepted and is active.
`cancelled`	The Agreement has been cancelled (The initiator or authoriser can cancel an Agreement).
`declined`	The Agreement has been declined.
`expended`	The Agreement has been expended (Only for single_use Unassigned Agreements).

Propose an Agreement

Code samples

curl --request POST \
  --url https://api.sandbox.split.cash/agreements \
  --header 'accept: application/json' \
  --header 'authorization: Bearer {access-token}' \
  --header 'content-type: application/json' \
  --data '{"authoriser_contact_id":"8df89c16-330f-462b-8891-808d7bdceb7f","terms":{"per_payout":{"min_amount":null,"max_amount":10000},"per_frequency":{"days":7,"max_amount":1000000}},"metadata":{"custom_key":"Custom string","another_custom_key":"Maybe a URL"}}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/agreements")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Post.new(url)
request["content-type"] = 'application/json'
request["accept"] = 'application/json'
request["authorization"] = 'Bearer {access-token}'
request.body = "{\"authoriser_contact_id\":\"8df89c16-330f-462b-8891-808d7bdceb7f\",\"terms\":{\"per_payout\":{\"min_amount\":null,\"max_amount\":10000},\"per_frequency\":{\"days\":7,\"max_amount\":1000000}},\"metadata\":{\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}}"

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "POST",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/agreements",
  "headers": {
    "content-type": "application/json",
    "accept": "application/json",
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.write(JSON.stringify({
  authoriser_contact_id: '8df89c16-330f-462b-8891-808d7bdceb7f',
  terms: {
    per_payout: { min_amount: null, max_amount: 10000 },
    per_frequency: { days: 7, max_amount: 1000000 }
  },
  metadata: { custom_key: 'Custom string', another_custom_key: 'Maybe a URL' }
}));
req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

payload = "{\"authoriser_contact_id\":\"8df89c16-330f-462b-8891-808d7bdceb7f\",\"terms\":{\"per_payout\":{\"min_amount\":null,\"max_amount\":10000},\"per_frequency\":{\"days\":7,\"max_amount\":1000000}},\"metadata\":{\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}}"

headers = {
    'content-type': "application/json",
    'accept': "application/json",
    'authorization': "Bearer {access-token}"
    }

conn.request("POST", "/agreements", payload, headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.post("https://api.sandbox.split.cash/agreements")
  .header("content-type", "application/json")
  .header("accept", "application/json")
  .header("authorization", "Bearer {access-token}")
  .body("{\"authoriser_contact_id\":\"8df89c16-330f-462b-8891-808d7bdceb7f\",\"terms\":{\"per_payout\":{\"min_amount\":null,\"max_amount\":10000},\"per_frequency\":{\"days\":7,\"max_amount\":1000000}},\"metadata\":{\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$body = new http\Message\Body;
$body->append('{"authoriser_contact_id":"8df89c16-330f-462b-8891-808d7bdceb7f","terms":{"per_payout":{"min_amount":null,"max_amount":10000},"per_frequency":{"days":7,"max_amount":1000000}},"metadata":{"custom_key":"Custom string","another_custom_key":"Maybe a URL"}}');

$request->setRequestUrl('https://api.sandbox.split.cash/agreements');
$request->setRequestMethod('POST');
$request->setBody($body);

$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}',
  'accept' => 'application/json',
  'content-type' => 'application/json'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "strings"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/agreements"

    payload := strings.NewReader("{\"authoriser_contact_id\":\"8df89c16-330f-462b-8891-808d7bdceb7f\",\"terms\":{\"per_payout\":{\"min_amount\":null,\"max_amount\":10000},\"per_frequency\":{\"days\":7,\"max_amount\":1000000}},\"metadata\":{\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}}")

    req, _ := http.NewRequest("POST", url, payload)

    req.Header.Add("content-type", "application/json")
    req.Header.Add("accept", "application/json")
    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

POST /agreements

Propose an Agreement to another Split Contact

You can set any of the term metrics to null if you wish them to not have a limit.

Body parameter

{
  "authoriser_contact_id": "8df89c16-330f-462b-8891-808d7bdceb7f",
  "terms": {
    "per_payout": {
      "min_amount": null,
      "max_amount": 10000
    },
    "per_frequency": {
      "days": 7,
      "max_amount": 1000000
    }
  },
  "metadata": {
    "custom_key": "Custom string",
    "another_custom_key": "Maybe a URL"
  }
}

Parameters

Parameter	In	Type	Required	Description
body	body	ProposeAgreementRequest	true	No description
» authoriser_contact_id	body	string	true	The Authoriser's contact ID (`Contact.data.id`)
» terms	body	Terms	true	Terms
»» per_payout	body	PerPayout	true	No description
»»» min_amount	body	integer	true	Minimum amount in cents a PR can be in order to be auto-approved. Specify `null` for no limit.
»»» max_amount	body	integer	true	Maximum amount in cents a PR can be in order to be auto-approved. Specify `null` for no limit.
»» per_frequency	body	PerFrequency	true	No description
»»» days	body	integer	true	Amount of days to apply against the frequency. Specify `null` for no limit.
»»» max_amount	body	integer	true	Maximum amount in cents the total of all PRs can be for the duration of the frequency. Specify `null` for no limit.
»» metadata	body	Metadata	false	Use for your custom data and certain Split customisations.

Example responses

200 Response

{
  "data": {
    "ref": "A.2",
    "initiator_id": "4e2728cc-b4ba-42c2-a6c3-26a7758de58d",
    "authoriser_id": "0d290763-bd5a-4b4d-a8ce-06c64c4a697b",
    "contact_id": "8df89c16-330f-462b-8891-808d7bdceb7f",
    "bank_account_id": "fb9381ec-22af-47fd-8998-804f947aaca3",
    "status": "proposed",
    "status_reason": null,
    "responded_at": null,
    "created_at": "2017-03-20T00:53:27Z",
    "terms": {
      "per_payout": {
        "max_amount": 10000,
        "min_amount": null
      },
      "per_frequency": {
        "days": 7,
        "max_amount": 1000000
      }
    }
  }
}

Responses

Status	Meaning	Description	Schema
200	OK	Created	ProposeAgreementResponse

List Agreements

Code samples

curl --request GET \
  --url https://api.sandbox.split.cash/agreements/outgoing \
  --header 'accept: application/json' \
  --header 'authorization: Bearer {access-token}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/agreements/outgoing")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Get.new(url)
request["accept"] = 'application/json'
request["authorization"] = 'Bearer {access-token}'

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "GET",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/agreements/outgoing",
  "headers": {
    "accept": "application/json",
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

headers = {
    'accept': "application/json",
    'authorization': "Bearer {access-token}"
    }

conn.request("GET", "/agreements/outgoing", headers=headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.get("https://api.sandbox.split.cash/agreements/outgoing")
  .header("accept", "application/json")
  .header("authorization", "Bearer {access-token}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$request->setRequestUrl('https://api.sandbox.split.cash/agreements/outgoing');
$request->setRequestMethod('GET');
$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}',
  'accept' => 'application/json'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/agreements/outgoing"

    req, _ := http.NewRequest("GET", url, nil)

    req.Header.Add("accept", "application/json")
    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

GET /agreements/outgoing

By default, all outgoing Agreements will be returned. You can apply filters to your query to customise the returned Agreements.

Parameters

Parameter	In	Type	Required	Description
page	query	string	false	Page of results to return, single value, exact match
per_page	query	string	false	Number of results per page, single value, exact match
authoriser_id	query	string	false	Authoriser ID (`Contact.data.account.id`), single value, exact match
contact_id	query	string	false	Contact ID (`Contact.data.id`), single value, exact match
status	query	array[string]	false	Exact match

Enumerated Values

Parameter	Value
status	proposed
status	accepted
status	declined
status	cancelled

Example responses

200 Response

{
  "data": [
    {
      "ref": "A.4",
      "initiator_id": "4e2728cc-b4ba-42c2-a6c3-26a7758de58d",
      "authoriser_id": "8df89c16-330f-462b-8891-808d7bdceb7f",
      "contact_id": "a80ac411-c8fb-45c0-9557-607c54649907",
      "bank_account_id": "fa80ac411-c8fb-45c0-9557-607c54649907",
      "status": "proposed",
      "status_reason": null,
      "responded_at": null,
      "created_at": "2017-03-20T00:53:27Z",
      "terms": {
        "per_payout": {
          "max_amount": 10000,
          "min_amount": 1
        },
        "per_frequency": {
          "days": 7,
          "max_amount": 1000000
        }
      }
    },
    {
      "ref": "A.3",
      "initiator_id": "4e2728cc-b4ba-42c2-a6c3-26a7758de58d",
      "authoriser_id": "56df206a-aaff-471a-b075-11882bc8906a",
      "contact_id": "a80ac411-c8fb-45c0-9557-607c54649907",
      "bank_account_id": "fa80ac411-c8fb-45c0-9557-607c54649907",
      "status": "proposed",
      "status_reason": null,
      "responded_at": null,
      "created_at": "2017-03-16T22:51:48Z",
      "terms": {
        "per_payout": {
          "max_amount": 5000,
          "min_amount": 0
        },
        "per_frequency": {
          "days": "1",
          "max_amount": 10000
        }
      }
    }
  ]
}

Responses

Status	Meaning	Description	Schema
200	OK	OK	ListOutgoingAgreementsResponse

Get an Agreement

Code samples

curl --request GET \
  --url https://api.sandbox.split.cash/agreements/A.2 \
  --header 'accept: application/json' \
  --header 'authorization: Bearer {access-token}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/agreements/A.2")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Get.new(url)
request["accept"] = 'application/json'
request["authorization"] = 'Bearer {access-token}'

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "GET",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/agreements/A.2",
  "headers": {
    "accept": "application/json",
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

headers = {
    'accept': "application/json",
    'authorization': "Bearer {access-token}"
    }

conn.request("GET", "/agreements/A.2", headers=headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.get("https://api.sandbox.split.cash/agreements/A.2")
  .header("accept", "application/json")
  .header("authorization", "Bearer {access-token}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$request->setRequestUrl('https://api.sandbox.split.cash/agreements/A.2');
$request->setRequestMethod('GET');
$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}',
  'accept' => 'application/json'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/agreements/A.2"

    req, _ := http.NewRequest("GET", url, nil)

    req.Header.Add("accept", "application/json")
    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

GET /agreements/{agreement_ref}

Get a single Agreement by its reference

Parameters

Parameter	In	Type	Required	Description
agreement_ref	path	string	true	Single value, exact match

Example responses

200 Response

{
  "data": {
    "ref": "A.2",
    "initiator_id": "4e2728cc-b4ba-42c2-a6c3-26a7758de58d",
    "authoriser_id": "8df89c16-330f-462b-8891-808d7bdceb7f",
    "contact_id": "0d290763-bd5a-4b4d-a8ce-06c64c4a697b",
    "bank_account_id": "fb9381ec-22af-47fd-8998-804f947aaca3",
    "status": "approved",
    "status_reason": null,
    "responded_at": "2017-03-20T02:13:11Z",
    "created_at": "2017-03-20T00:53:27Z",
    "terms": {
      "per_payout": {
        "max_amount": 10000,
        "min_amount": 1
      },
      "per_frequency": {
        "days": 7,
        "max_amount": 1000000
      }
    }
  }
}

Responses

Status	Meaning	Description	Schema
200	OK	OK	GetAgreementResponse

Cancel an Agreement

Code samples

curl --request DELETE \
  --url https://api.sandbox.split.cash/agreements/A.2 \
  --header 'authorization: Bearer {access-token}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/agreements/A.2")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Delete.new(url)
request["authorization"] = 'Bearer {access-token}'

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "DELETE",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/agreements/A.2",
  "headers": {
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

headers = { 'authorization': "Bearer {access-token}" }

conn.request("DELETE", "/agreements/A.2", headers=headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.delete("https://api.sandbox.split.cash/agreements/A.2")
  .header("authorization", "Bearer {access-token}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$request->setRequestUrl('https://api.sandbox.split.cash/agreements/A.2');
$request->setRequestMethod('DELETE');
$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/agreements/A.2"

    req, _ := http.NewRequest("DELETE", url, nil)

    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

DELETE /agreements/{agreement_ref}

An Agreement can be cancelled by the initiator at any time whilst the authoriser (Agreement recipient) can only cancel a previously accepted Agreement.

Parameters

Parameter	In	Type	Required	Description
agreement_ref	path	string	true	Single value, exact match

Responses

Status	Meaning	Description	Schema
204	No Content	No Content	None

Approve an Agreement

Code samples

curl --request POST \
  --url https://api.sandbox.split.cash/agreements/A.2/accept \
  --header 'accept: application/json' \
  --header 'authorization: Bearer {access-token}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/agreements/A.2/accept")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Post.new(url)
request["accept"] = 'application/json'
request["authorization"] = 'Bearer {access-token}'

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "POST",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/agreements/A.2/accept",
  "headers": {
    "accept": "application/json",
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

headers = {
    'accept': "application/json",
    'authorization': "Bearer {access-token}"
    }

conn.request("POST", "/agreements/A.2/accept", headers=headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.post("https://api.sandbox.split.cash/agreements/A.2/accept")
  .header("accept", "application/json")
  .header("authorization", "Bearer {access-token}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$request->setRequestUrl('https://api.sandbox.split.cash/agreements/A.2/accept');
$request->setRequestMethod('POST');
$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}',
  'accept' => 'application/json'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/agreements/A.2/accept"

    req, _ := http.NewRequest("POST", url, nil)

    req.Header.Add("accept", "application/json")
    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

POST /agreements/{agreement_ref}/accept

Approve an incoming Agreement

Parameters

Parameter	In	Type	Required	Description
agreement_ref	path	string	true	Single value, exact match

Example responses

200 Response

{
  "data": {
    "ref": "A.2",
    "initiator_id": "4e2728cc-b4ba-42c2-a6c3-26a7758de58d",
    "authoriser_id": "8df89c16-330f-462b-8891-808d7bdceb7f",
    "contact_id": "0d290763-bd5a-4b4d-a8ce-06c64c4a697b",
    "bank_account_id": "fb9381ec-22af-47fd-8998-804f947aaca3",
    "status": "accepted",
    "status_reason": null,
    "responded_at": "2017-03-20T02:13:11Z",
    "created_at": "2017-03-20T00:53:27Z",
    "terms": {
      "per_payout": {
        "max_amount": 10000,
        "min_amount": 1
      },
      "per_frequency": {
        "days": 7,
        "max_amount": 1000000
      }
    }
  }
}

Responses

Status	Meaning	Description	Schema
200	OK	OK	ApproveAgreementResponse

Decline an Agreement

Code samples

curl --request POST \
  --url https://api.sandbox.split.cash/agreements/A.2/decline \
  --header 'accept: application/json' \
  --header 'authorization: Bearer {access-token}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/agreements/A.2/decline")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Post.new(url)
request["accept"] = 'application/json'
request["authorization"] = 'Bearer {access-token}'

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "POST",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/agreements/A.2/decline",
  "headers": {
    "accept": "application/json",
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

headers = {
    'accept': "application/json",
    'authorization': "Bearer {access-token}"
    }

conn.request("POST", "/agreements/A.2/decline", headers=headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.post("https://api.sandbox.split.cash/agreements/A.2/decline")
  .header("accept", "application/json")
  .header("authorization", "Bearer {access-token}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$request->setRequestUrl('https://api.sandbox.split.cash/agreements/A.2/decline');
$request->setRequestMethod('POST');
$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}',
  'accept' => 'application/json'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/agreements/A.2/decline"

    req, _ := http.NewRequest("POST", url, nil)

    req.Header.Add("accept", "application/json")
    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

POST /agreements/{agreement_ref}/decline

Decline an incoming Agreement

Parameters

Parameter	In	Type	Required	Description
agreement_ref	path	string	true	Single value, exact match

Example responses

200 Response

{
  "data": {
    "ref": "A.2",
    "initiator_id": "4e2728cc-b4ba-42c2-a6c3-26a7758de58d",
    "authoriser_id": "8df89c16-330f-462b-8891-808d7bdceb7f",
    "contact_id": "0d290763-bd5a-4b4d-a8ce-06c64c4a697b",
    "bank_account_id": "fb9381ec-22af-47fd-8998-804f947aaca3",
    "status": "declined",
    "status_reason": null,
    "responded_at": "2017-03-20T02:13:11Z",
    "created_at": "2017-03-20T00:53:27Z",
    "terms": {
      "per_payout": {
        "max_amount": 10000,
        "min_amount": 1
      },
      "per_frequency": {
        "days": 7,
        "max_amount": 1000000
      }
    }
  }
}

Responses

Status	Meaning	Description	Schema
200	OK	OK	DeclineAgreementResponse

List incoming Agreements

Code samples

curl --request GET \
  --url https://api.sandbox.split.cash/agreements/incoming \
  --header 'accept: application/json' \
  --header 'authorization: Bearer {access-token}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/agreements/incoming")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Get.new(url)
request["accept"] = 'application/json'
request["authorization"] = 'Bearer {access-token}'

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "GET",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/agreements/incoming",
  "headers": {
    "accept": "application/json",
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

headers = {
    'accept': "application/json",
    'authorization': "Bearer {access-token}"
    }

conn.request("GET", "/agreements/incoming", headers=headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.get("https://api.sandbox.split.cash/agreements/incoming")
  .header("accept", "application/json")
  .header("authorization", "Bearer {access-token}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$request->setRequestUrl('https://api.sandbox.split.cash/agreements/incoming');
$request->setRequestMethod('GET');
$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}',
  'accept' => 'application/json'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/agreements/incoming"

    req, _ := http.NewRequest("GET", url, nil)

    req.Header.Add("accept", "application/json")
    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

GET /agreements/incoming

By default, all incoming Agreements will be returned. You can apply filters to your query to customise the returned Agreements.

Parameters

Parameter	In	Type	Required	Description
page	query	string	false	Page of results to return, single value, exact match
per_page	query	string	false	Number of results per page, single value, exact match
contact_id	query	string	false	Contact ID (`Contact.data.id`), single value, exact match
initiator_id	query	string	false	Initiator ID (`Contact.data.account.id`), single value, exact match
status	query	array[string]	false	Multiple values, exact match

Enumerated Values

Parameter	Value
status	proposed
status	accepted
status	declined
status	cancelled

Example responses

200 Response

{
  "data": [
    {
      "ref": "A.2",
      "initiator_id": "4e2728cc-b4ba-42c2-a6c3-26a7758de58d",
      "authoriser_id": "8df89c16-330f-462b-8891-808d7bdceb7f",
      "contact_id": "0d290763-bd5a-4b4d-a8ce-06c64c4a697b",
      "bank_account_id": "fb9381ec-22af-47fd-8998-804f947aaca3",
      "status": "proposed",
      "status_reason": null,
      "responded_at": null,
      "created_at": "2017-03-20T00:53:27Z",
      "terms": {
        "per_payout": {
          "max_amount": 10000,
          "min_amount": 1
        },
        "per_frequency": {
          "days": 7,
          "max_amount": 1000000
        }
      }
    },
    {
      "ref": "A.1",
      "initiator_id": "4e2728cc-b4ba-42c2-a6c3-26a7758de58d",
      "authoriser_id": "56df206a-aaff-471a-b075-11882bc8906a",
      "contact_id": "a80ac411-c8fb-45c0-9557-607c54649907",
      "bank_account_id": "fa80ac411-c8fb-45c0-9557-607c54649907",
      "status": "proposed",
      "status_reason": null,
      "responded_at": null,
      "created_at": "2017-03-16T22:51:48Z",
      "terms": {
        "per_payout": {
          "max_amount": 5000,
          "min_amount": 0
        },
        "per_frequency": {
          "days": "1",
          "max_amount": 10000
        }
      }
    }
  ]
}

Responses

Status	Meaning	Description	Schema
200	OK	OK	ListIncomingAgreementsResponse

Bank Accounts

Your currently linked up bank accounts.

List all Bank Accounts

Code samples

curl --request GET \
  --url https://api.sandbox.split.cash/bank_accounts \
  --header 'accept: application/json' \
  --header 'authorization: Bearer {access-token}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/bank_accounts")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Get.new(url)
request["accept"] = 'application/json'
request["authorization"] = 'Bearer {access-token}'

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "GET",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/bank_accounts",
  "headers": {
    "accept": "application/json",
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

headers = {
    'accept': "application/json",
    'authorization': "Bearer {access-token}"
    }

conn.request("GET", "/bank_accounts", headers=headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.get("https://api.sandbox.split.cash/bank_accounts")
  .header("accept", "application/json")
  .header("authorization", "Bearer {access-token}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$request->setRequestUrl('https://api.sandbox.split.cash/bank_accounts');
$request->setRequestMethod('GET');
$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}',
  'accept' => 'application/json'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/bank_accounts"

    req, _ := http.NewRequest("GET", url, nil)

    req.Header.Add("accept", "application/json")
    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

GET /bank_accounts

By default, all Bank Accounts will be returned. There can currently be only 1 active bank account.

Example responses

200 Response

{
  "data": [
    {
      "id": "6a7ed958-f1e8-42dc-8c02-3901d7057357",
      "branch_code": "493192",
      "bank_name": "National Australia Bank",
      "account_number": "3993013",
      "status": "active",
      "title": "AU.493192.3993013",
      "available_balance": null
    },
    {
      "id": "56df206a-aaff-471a-b075-11882bc8906a",
      "branch_code": "302193",
      "bank_name": "National Australia Bank",
      "account_number": "119302",
      "status": "active",
      "title": "Trust Account",
      "available_balance": null
    },
    {
      "id": "ab3de19b-709b-4a41-82a5-3b43b3dc58c9",
      "branch_code": "000000",
      "bank_name": "Split Float Account",
      "account_number": "1748212",
      "status": "active",
      "title": "Float Account",
      "available_balance": 10000
    }
  ]
}

Responses

Status	Meaning	Description	Schema
200	OK	OK	ListAllBankAccountsResponse

Bank Connections

Bank connections are read-only connections to your contacts' banking data. This allows Split (and yourself) to make intelligent transactional decisions leading to better outcomes.

Use these endpoints to:

List your bank connections and check their status
Retrieve a link that you can share with your contact to update their invalidated bank connection (e.g Their online banking credentials have changed)

List all Bank Connections

Code samples

curl --request GET \
  --url https://api.sandbox.split.cash/bank_connections \
  --header 'accept: application/json' \
  --header 'authorization: Bearer {access-token}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/bank_connections")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Get.new(url)
request["accept"] = 'application/json'
request["authorization"] = 'Bearer {access-token}'

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "GET",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/bank_connections",
  "headers": {
    "accept": "application/json",
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

headers = {
    'accept': "application/json",
    'authorization': "Bearer {access-token}"
    }

conn.request("GET", "/bank_connections", headers=headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.get("https://api.sandbox.split.cash/bank_connections")
  .header("accept", "application/json")
  .header("authorization", "Bearer {access-token}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$request->setRequestUrl('https://api.sandbox.split.cash/bank_connections');
$request->setRequestMethod('GET');
$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}',
  'accept' => 'application/json'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/bank_connections"

    req, _ := http.NewRequest("GET", url, nil)

    req.Header.Add("accept", "application/json")
    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

GET /bank_connections

By default, all Bank Connections will be returned. You can apply filters to your query to customise the returned Bank Connection list.

Parameters

Parameter	In	Type	Required	Description
page	query	string	false	Page of results to return, single value, exact match
per_page	query	string	false	Number of results per page, single value, exact match
provider_name	query	string	false	Single value, exact match
state	query	string	false	Single value, exact match

Enumerated Values

Parameter	Value
provider_name	basiq
provider_name	proviso
provider_name	split
state	active
state	credentials_invalid

Example responses

200 Response

{
  "data": [
    {
      "id": "fb497754-87e2-407d-871f-32aec39d09d4",
      "provider_name": "split",
      "state": "active",
      "refreshed_at": "2020-02-13T09:05:00Z",
      "removed_at": null,
      "failure_reason": null,
      "institution": {
        "short_name": "CBA",
        "full_name": "Commonwealth Bank of Australia"
      },
      "contact": {
        "id": "626e15b1-aa4a-496e-b5d6-3f8c1a6d2189",
        "name": "George Morissette",
        "email": "randy@windler.net"
      },
      "links": {
        "update_bank_connection": "http://go.split.cash/authorise_bank_connections/williams-and-sons-5/fb497754-87e2-407d-871f-32aec39d09d4"
      }
    },
    {
      "id": "ddbee875-7344-4d74-9503-6233149fe1a0",
      "provider_name": "split",
      "state": "credentials_invalid",
      "refreshed_at": "2020-02-13T09:05:00Z",
      "removed_at": null,
      "failure_reason": null,
      "institution": {
        "short_name": "CBA",
        "full_name": "Commonwealth Bank of Australia"
      },
      "contact": {
        "id": "72e37667-6364-440f-b1bd-56df5654e258",
        "name": "Joel Boyle",
        "email": "travis@hermanntorp.net"
      },
      "links": {
        "update_bank_connection": "http://go.split.cash/authorise_bank_connections/williams-and-sons-5/ddbee875-7344-4d74-9503-6233149fe1a0"
      }
    }
  ]
}

Responses

Status	Meaning	Description	Schema
200	OK	OK	ListAllBankConnectionsResponse

Get a Bank Connection

Code samples

curl --request GET \
  --url https://api.sandbox.split.cash/bank_connections/c397645b-bd4f-4fc6-b1fe-4993fef6c3c7 \
  --header 'accept: application/json' \
  --header 'authorization: Bearer {access-token}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/bank_connections/c397645b-bd4f-4fc6-b1fe-4993fef6c3c7")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Get.new(url)
request["accept"] = 'application/json'
request["authorization"] = 'Bearer {access-token}'

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "GET",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/bank_connections/c397645b-bd4f-4fc6-b1fe-4993fef6c3c7",
  "headers": {
    "accept": "application/json",
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

headers = {
    'accept': "application/json",
    'authorization': "Bearer {access-token}"
    }

conn.request("GET", "/bank_connections/c397645b-bd4f-4fc6-b1fe-4993fef6c3c7", headers=headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.get("https://api.sandbox.split.cash/bank_connections/c397645b-bd4f-4fc6-b1fe-4993fef6c3c7")
  .header("accept", "application/json")
  .header("authorization", "Bearer {access-token}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$request->setRequestUrl('https://api.sandbox.split.cash/bank_connections/c397645b-bd4f-4fc6-b1fe-4993fef6c3c7');
$request->setRequestMethod('GET');
$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}',
  'accept' => 'application/json'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/bank_connections/c397645b-bd4f-4fc6-b1fe-4993fef6c3c7"

    req, _ := http.NewRequest("GET", url, nil)

    req.Header.Add("accept", "application/json")
    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

GET /bank_connections/{id}

Get a single Bank Connection by its ID

Parameters

Parameter	In	Type	Required	Description
id	path	string(UUID)	true	BankConnection ID (`BankConnection.data.id`)

Example responses

200 Response

{
  "data": {
    "id": "c397645b-bd4f-4fc6-b1fe-4993fef6c3c7",
    "provider_name": "split",
    "state": "credentials_invalid",
    "refreshed_at": "2020-02-13T09:01:00Z",
    "removed_at": null,
    "failure_reason": null,
    "institution": {
      "short_name": "CBA",
      "full_name": "Commonwealth Bank of Australia"
    },
    "contact": {
      "id": "72e37667-6364-440f-b1bd-56df5654e258",
      "name": "Joel Boyle",
      "email": "travis@hermanntorp.net"
    },
    "links": {
      "update_bank_connection": "https://go.sandbox.split.cash/authorise_bank_connections/thomas-morgan-1/c397645b-bd4f-4fc6-b1fe-4993fef6c3c7"
    }
  }
}

Responses

Status	Meaning	Description	Schema
200	OK	OK	GetABankConnectionResponse
404	Not Found	Not Found	None

Remove a Bank Connection

Code samples

curl --request DELETE \
  --url https://api.sandbox.split.cash/bank_connections/01586a3f-f25b-404f-b135-c42a1b7ef4de \
  --header 'authorization: Bearer {access-token}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/bank_connections/01586a3f-f25b-404f-b135-c42a1b7ef4de")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Delete.new(url)
request["authorization"] = 'Bearer {access-token}'

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "DELETE",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/bank_connections/01586a3f-f25b-404f-b135-c42a1b7ef4de",
  "headers": {
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

headers = { 'authorization': "Bearer {access-token}" }

conn.request("DELETE", "/bank_connections/01586a3f-f25b-404f-b135-c42a1b7ef4de", headers=headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.delete("https://api.sandbox.split.cash/bank_connections/01586a3f-f25b-404f-b135-c42a1b7ef4de")
  .header("authorization", "Bearer {access-token}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$request->setRequestUrl('https://api.sandbox.split.cash/bank_connections/01586a3f-f25b-404f-b135-c42a1b7ef4de');
$request->setRequestMethod('DELETE');
$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/bank_connections/01586a3f-f25b-404f-b135-c42a1b7ef4de"

    req, _ := http.NewRequest("DELETE", url, nil)

    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

DELETE /bank_connections/{id}

Parameters

Parameter	In	Type	Required	Description
id	path	string(UUID)	true	BankConnection ID (`BankConnection.data.id`)

Responses

Status	Meaning	Description	Schema
204	No Content	No description	None

Contacts

Your Contacts form an address book of parties with whom you can interact. In order to initiate any type of transaction you must first have the party in your Contact list.

Add a Contact

Code samples

curl --request POST \
  --url https://api.sandbox.split.cash/contacts/anyone \
  --header 'accept: application/json' \
  --header 'authorization: Bearer {access-token}' \
  --header 'content-type: application/json' \
  --data '{"name":"Hunter Thompson","email":"hunter@batcountry.com","branch_code":"123456","account_number":"13048322","metadata":{"custom_key":"Custom string","another_custom_key":"Maybe a URL"}}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/contacts/anyone")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Post.new(url)
request["content-type"] = 'application/json'
request["accept"] = 'application/json'
request["authorization"] = 'Bearer {access-token}'
request.body = "{\"name\":\"Hunter Thompson\",\"email\":\"hunter@batcountry.com\",\"branch_code\":\"123456\",\"account_number\":\"13048322\",\"metadata\":{\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}}"

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "POST",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/contacts/anyone",
  "headers": {
    "content-type": "application/json",
    "accept": "application/json",
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.write(JSON.stringify({
  name: 'Hunter Thompson',
  email: 'hunter@batcountry.com',
  branch_code: '123456',
  account_number: '13048322',
  metadata: { custom_key: 'Custom string', another_custom_key: 'Maybe a URL' }
}));
req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

payload = "{\"name\":\"Hunter Thompson\",\"email\":\"hunter@batcountry.com\",\"branch_code\":\"123456\",\"account_number\":\"13048322\",\"metadata\":{\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}}"

headers = {
    'content-type': "application/json",
    'accept': "application/json",
    'authorization': "Bearer {access-token}"
    }

conn.request("POST", "/contacts/anyone", payload, headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.post("https://api.sandbox.split.cash/contacts/anyone")
  .header("content-type", "application/json")
  .header("accept", "application/json")
  .header("authorization", "Bearer {access-token}")
  .body("{\"name\":\"Hunter Thompson\",\"email\":\"hunter@batcountry.com\",\"branch_code\":\"123456\",\"account_number\":\"13048322\",\"metadata\":{\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$body = new http\Message\Body;
$body->append('{"name":"Hunter Thompson","email":"hunter@batcountry.com","branch_code":"123456","account_number":"13048322","metadata":{"custom_key":"Custom string","another_custom_key":"Maybe a URL"}}');

$request->setRequestUrl('https://api.sandbox.split.cash/contacts/anyone');
$request->setRequestMethod('POST');
$request->setBody($body);

$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}',
  'accept' => 'application/json',
  'content-type' => 'application/json'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "strings"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/contacts/anyone"

    payload := strings.NewReader("{\"name\":\"Hunter Thompson\",\"email\":\"hunter@batcountry.com\",\"branch_code\":\"123456\",\"account_number\":\"13048322\",\"metadata\":{\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}}")

    req, _ := http.NewRequest("POST", url, payload)

    req.Header.Add("content-type", "application/json")
    req.Header.Add("accept", "application/json")
    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

POST /contacts/anyone

Use this endpoint when you want to pay somebody.

Body parameter

{
  "name": "Hunter Thompson",
  "email": "hunter@batcountry.com",
  "branch_code": "123456",
  "account_number": "13048322",
  "metadata": {
    "custom_key": "Custom string",
    "another_custom_key": "Maybe a URL"
  }
}

Parameters

Parameter	In	Type	Required	Description
body	body	AddAnAnyoneContactRequest	true	No description
» name	body	string	true	The name of the Contact (140 max. characters)
» email	body	string	true	The email of the Contact (256 max. characters)
» branch_code	body	string	true	The bank account BSB of the Contact
» account_number	body	string	true	The bank account number of the Contact
» metadata	body	Metadata	false	Use for your custom data and certain Split customisations.

Example responses

201 Response

{
  "data": {
    "id": "6a7ed958-f1e8-42dc-8c02-3901d7057357",
    "name": "Hunter Thompson",
    "email": "hunter@batcountry.com",
    "type": "anyone",
    "metadata": {
      "custom_key": "Custom string",
      "another_custom_key": "Maybe a URL"
    },
    "bank_account": {
      "id": "55afddde-4296-4daf-8e49-7ba481ef9608",
      "account_number": "13048322",
      "branch_code": "123456",
      "bank_name": "National Australia Bank",
      "state": "pending_verification",
      "iav_provider": null,
      "iav_status": null,
      "blocks": {
        "debits_blocked": false,
        "credits_blocked": false
      }
    },
    "links": {
      "add_bank_connection": "https://go.sandbox.split.cash/invite_contact/thomas-morgan-1/1030bfef-cef5-4938-b10b-5841cafafc80"
    }
  }
}

Responses

Status	Meaning	Description	Schema
201	Created	Created	AddAnAnyoneContactResponse

Add a Receivable Contact

Code samples

curl --request POST \
  --url https://api.sandbox.split.cash/contacts/receivable \
  --header 'accept: application/json' \
  --header 'authorization: Bearer {access-token}' \
  --header 'content-type: application/json' \
  --data '{"name":"Delphine Jestin","email":"delphine@gmail.com","payid_email":"delphine_123@merchant.com.au","metadata":{"custom_key":"Custom string","another_custom_key":"Maybe a URL"}}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/contacts/receivable")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Post.new(url)
request["content-type"] = 'application/json'
request["accept"] = 'application/json'
request["authorization"] = 'Bearer {access-token}'
request.body = "{\"name\":\"Delphine Jestin\",\"email\":\"delphine@gmail.com\",\"payid_email\":\"delphine_123@merchant.com.au\",\"metadata\":{\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}}"

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "POST",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/contacts/receivable",
  "headers": {
    "content-type": "application/json",
    "accept": "application/json",
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.write(JSON.stringify({
  name: 'Delphine Jestin',
  email: 'delphine@gmail.com',
  payid_email: 'delphine_123@merchant.com.au',
  metadata: { custom_key: 'Custom string', another_custom_key: 'Maybe a URL' }
}));
req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

payload = "{\"name\":\"Delphine Jestin\",\"email\":\"delphine@gmail.com\",\"payid_email\":\"delphine_123@merchant.com.au\",\"metadata\":{\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}}"

headers = {
    'content-type': "application/json",
    'accept': "application/json",
    'authorization': "Bearer {access-token}"
    }

conn.request("POST", "/contacts/receivable", payload, headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.post("https://api.sandbox.split.cash/contacts/receivable")
  .header("content-type", "application/json")
  .header("accept", "application/json")
  .header("authorization", "Bearer {access-token}")
  .body("{\"name\":\"Delphine Jestin\",\"email\":\"delphine@gmail.com\",\"payid_email\":\"delphine_123@merchant.com.au\",\"metadata\":{\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$body = new http\Message\Body;
$body->append('{"name":"Delphine Jestin","email":"delphine@gmail.com","payid_email":"delphine_123@merchant.com.au","metadata":{"custom_key":"Custom string","another_custom_key":"Maybe a URL"}}');

$request->setRequestUrl('https://api.sandbox.split.cash/contacts/receivable');
$request->setRequestMethod('POST');
$request->setBody($body);

$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}',
  'accept' => 'application/json',
  'content-type' => 'application/json'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "strings"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/contacts/receivable"

    payload := strings.NewReader("{\"name\":\"Delphine Jestin\",\"email\":\"delphine@gmail.com\",\"payid_email\":\"delphine_123@merchant.com.au\",\"metadata\":{\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}}")

    req, _ := http.NewRequest("POST", url, payload)

    req.Header.Add("content-type", "application/json")
    req.Header.Add("accept", "application/json")
    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

POST /contacts/receivable

Receive funds from a Contact by allowing them to pay to a personalised PayID or account number. Perfect for reconciling incoming funds to a customer, receiving funds instantly, eliminating human error & improving your customer's experience.

When creating this type of contact, the initial response payid_details.state value will always be pending. After a few seconds, it'll transition to active. We suggest you use webhooks to be informed of this state change

While unlikely, it is possible that we will be unable to register the given PayID. In this case payid_details.state will transition to failed. You can simulate this path in sandbox by adding +failure to your payid_email e.g test+failure@split.cash

Body parameter

{
  "name": "Delphine Jestin",
  "email": "delphine@gmail.com",
  "payid_email": "delphine_123@merchant.com.au",
  "metadata": {
    "custom_key": "Custom string",
    "another_custom_key": "Maybe a URL"
  }
}

Parameters

Parameter	In	Type	Required	Description
body	body	AddAReceivableContactRequest	true	No description
» name	body	string	true	Contact name (Min: 3 - Max: 140)
» email	body	string	true	Contact email (Min: 6 - Max: 256)
» payid_email	body	string	true	Contact PayID email (Min: 6 - Max: 256)
» metadata	body	Metadata	false	Use for your custom data and certain Split customisations.

Example responses

201 Response

{
  "data": {
    "id": "6a7ed958-f1e8-42dc-8c02-3901d7057357",
    "name": "Delphine Jestin",
    "email": "delphine@gmail.com",
    "type": "anyone",
    "metadata": {
      "custom_key": "Custom string",
      "another_custom_key": "Maybe a URL"
    },
    "bank_account": {
      "id": "55afddde-4296-4daf-8e49-7ba481ef9608",
      "account_number": "1408281",
      "branch_code": "802919",
      "bank_name": "Split Float Account",
      "state": "active",
      "iav_provider": null,
      "iav_status": null,
      "blocks": {
        "debits_blocked": false,
        "credits_blocked": false
      }
    },
    "anyone_account": {
      "id": "77be6ecc-5fa7-454b-86d6-02a5f147878d"
    },
    "payid_details": {
      "alias_value": "delphine_123@merchant.com.au",
      "alias_type": "email",
      "alias_name": "Delphine Jestin",
      "state": "pending"
    }
  }
}

Responses

Status	Meaning	Description	Schema
201	Created	Created	AddAReceivableContactResponse
404	Not Found	Not Found	None

Add a Split Contact

Code samples

curl --request POST \
  --url https://api.sandbox.split.cash/contacts \
  --header 'accept: application/json' \
  --header 'authorization: Bearer {access-token}' \
  --header 'content-type: application/json' \
  --data '{"nickname":"outstanding_tours","metadata":{"custom_key":"Custom string","another_custom_key":"Maybe a URL"}}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/contacts")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Post.new(url)
request["content-type"] = 'application/json'
request["accept"] = 'application/json'
request["authorization"] = 'Bearer {access-token}'
request.body = "{\"nickname\":\"outstanding_tours\",\"metadata\":{\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}}"

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "POST",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/contacts",
  "headers": {
    "content-type": "application/json",
    "accept": "application/json",
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.write(JSON.stringify({
  nickname: 'outstanding_tours',
  metadata: { custom_key: 'Custom string', another_custom_key: 'Maybe a URL' }
}));
req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

payload = "{\"nickname\":\"outstanding_tours\",\"metadata\":{\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}}"

headers = {
    'content-type': "application/json",
    'accept': "application/json",
    'authorization': "Bearer {access-token}"
    }

conn.request("POST", "/contacts", payload, headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.post("https://api.sandbox.split.cash/contacts")
  .header("content-type", "application/json")
  .header("accept", "application/json")
  .header("authorization", "Bearer {access-token}")
  .body("{\"nickname\":\"outstanding_tours\",\"metadata\":{\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$body = new http\Message\Body;
$body->append('{"nickname":"outstanding_tours","metadata":{"custom_key":"Custom string","another_custom_key":"Maybe a URL"}}');

$request->setRequestUrl('https://api.sandbox.split.cash/contacts');
$request->setRequestMethod('POST');
$request->setBody($body);

$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}',
  'accept' => 'application/json',
  'content-type' => 'application/json'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "strings"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/contacts"

    payload := strings.NewReader("{\"nickname\":\"outstanding_tours\",\"metadata\":{\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}}")

    req, _ := http.NewRequest("POST", url, payload)

    req.Header.Add("content-type", "application/json")
    req.Header.Add("accept", "application/json")
    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

POST /contacts

Add a Split Contact

Body parameter

{
  "nickname": "outstanding_tours",
  "metadata": {
    "custom_key": "Custom string",
    "another_custom_key": "Maybe a URL"
  }
}

Parameters

Parameter	In	Type	Required	Description
body	body	AddASplitContactRequest	true	No description
» nickname	body	string	true	Split account nickname
» metadata	body	Metadata	false	Use for your custom data and certain Split customisations.

Example responses

201 Response

{
  "data": {
    "id": "6a7ed958-f1e8-42dc-8c02-3901d7057357",
    "name": "Outstanding Tours Pty Ltd",
    "email": "accounts@outstandingtours.com.au",
    "type": "Split account",
    "metadata": {
      "custom_key": "Custom string",
      "another_custom_key": "Maybe a URL"
    },
    "bank_account": {
      "id": "55afddde-4296-4daf-8e49-7ba481ef9608",
      "account_number": "947434694",
      "branch_code": "304304",
      "bank_name": "National Australia Bank",
      "state": "active",
      "iav_provider": null,
      "iav_status": null,
      "blocks": {
        "debits_blocked": false,
        "credits_blocked": false
      }
    },
    "account": {
      "id": "77be6ecc-5fa7-454b-86d6-02a5f147878d",
      "nickname": "outstanding_tours",
      "abn": "123456789",
      "name": "Outstanding Tours Pty Ltd"
    },
    "links": {
      "add_bank_connection": "https://go.sandbox.split.cash/invite_contact/thomas-morgan-1/1030bfef-cef5-4938-b10b-5841cafafc80"
    }
  }
}

Responses

Status	Meaning	Description	Schema
201	Created	Created	AddASplitContactResponse
404	Not Found	Not Found	None

List all Contacts

Code samples

curl --request GET \
  --url https://api.sandbox.split.cash/contacts \
  --header 'accept: application/json' \
  --header 'authorization: Bearer {access-token}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/contacts")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Get.new(url)
request["accept"] = 'application/json'
request["authorization"] = 'Bearer {access-token}'

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "GET",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/contacts",
  "headers": {
    "accept": "application/json",
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

headers = {
    'accept': "application/json",
    'authorization': "Bearer {access-token}"
    }

conn.request("GET", "/contacts", headers=headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.get("https://api.sandbox.split.cash/contacts")
  .header("accept", "application/json")
  .header("authorization", "Bearer {access-token}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$request->setRequestUrl('https://api.sandbox.split.cash/contacts');
$request->setRequestMethod('GET');
$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}',
  'accept' => 'application/json'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/contacts"

    req, _ := http.NewRequest("GET", url, nil)

    req.Header.Add("accept", "application/json")
    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

GET /contacts

By default, all Contacts will be returned. You can apply filters to your query to customise the returned Contact list.

Parameters

Parameter	In	Type	Required	Description
page	query	string	false	Page of results to return, single value, exact match
per_page	query	string	false	Number of results per page, single value, exact match
name	query	string	false	Single value, string search
nickname	query	string	false	Single value, string search
email	query	string	false	Single value, string search
bank_account_id	query	string	false	Single value, exact match
bank_account_branch_code	query	string	false	Single value, exact match
bank_account_account_number	query	string	false	Single value, exact match

Example responses

200 Response

{
  "data": [
    {
      "id": "6a7ed958-f1e8-42dc-8c02-3901d7057357",
      "name": "Outstanding Tours Pty Ltd",
      "email": "accounts@outstandingtours.com.au",
      "type": "Split account",
      "bank_account": {
        "id": "095c5ab7-7fa8-40fd-b317-cddbbf4c8fbc",
        "account_number": "494307",
        "branch_code": "435434",
        "bank_name": "National Australia Bank",
        "state": "active",
        "iav_provider": "split",
        "iav_status": "active",
        "blocks": {
          "debits_blocked": false,
          "credits_blocked": false
        }
      },
      "bank_connection": {
        "id": "c397645b-bd4f-4fc6-b1fe-4993fef6c3c7"
      }
    },
    {
      "id": "49935c67-c5df-4f00-99f4-1413c18a89a0",
      "name": "Adventure Dudes Pty Ltd",
      "email": "accounts@adventuredudes.com.au",
      "type": "Split account",
      "bank_account": {
        "id": "861ff8e4-7acf-4897-9e53-e7c5ae5f7cc0",
        "account_number": "4395959",
        "branch_code": "068231",
        "bank_name": "National Australia Bank",
        "state": "active",
        "iav_provider": "split",
        "iav_status": "credentials_invalid",
        "blocks": {
          "debits_blocked": false,
          "credits_blocked": false
        }
      },
      "bank_connection": {
        "id": "c397645b-bd4f-4fc6-b1fe-4993fef6c3c7"
      }
    },
    {
      "id": "eb3266f9-e172-4b6c-b802-fe5ac4d3250a",
      "name": "Surfing World Pty Ltd",
      "email": "accounts@surfingworld.com.au",
      "type": "Split account",
      "bank_account": {
        "id": null,
        "account_number": null,
        "branch_code": null,
        "bank_name": null,
        "state": "disabled",
        "iav_provider": null,
        "iav_status": null,
        "blocks": {
          "debits_blocked": false,
          "credits_blocked": false
        }
      },
      "links": {
        "add_bank_connection": "https://go.sandbox.split.cash/invite_contact/thomas-morgan-1/1030bfef-cef5-4938-b10b-5841cafafc80"
      }
    },
    {
      "id": "6a7ed958-f1e8-42dc-8c02-3901d7057357",
      "name": "Hunter Thompson",
      "email": "hunter@batcountry.com",
      "type": "anyone",
      "bank_account": {
        "id": "55afddde-4296-4daf-8e49-7ba481ef9608",
        "account_number": "13048322",
        "branch_code": "123456",
        "bank_name": "National Australia Bank",
        "state": "pending_verification",
        "iav_provider": null,
        "iav_status": null,
        "blocks": {
          "debits_blocked": false,
          "credits_blocked": false
        }
      },
      "links": {
        "add_bank_connection": "https://go.sandbox.split.cash/invite_contact/thomas-morgan-1/1030bfef-cef5-4938-b10b-5841cafafc80"
      }
    }
  ]
}

Responses

Status	Meaning	Description	Schema
200	OK	OK	ListAllContactsResponse

Get a Contact

Code samples

curl --request GET \
  --url https://api.sandbox.split.cash/contacts/55afddde-4296-4daf-8e49-7ba481ef9608 \
  --header 'accept: application/json' \
  --header 'authorization: Bearer {access-token}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/contacts/55afddde-4296-4daf-8e49-7ba481ef9608")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Get.new(url)
request["accept"] = 'application/json'
request["authorization"] = 'Bearer {access-token}'

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "GET",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/contacts/55afddde-4296-4daf-8e49-7ba481ef9608",
  "headers": {
    "accept": "application/json",
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

headers = {
    'accept': "application/json",
    'authorization': "Bearer {access-token}"
    }

conn.request("GET", "/contacts/55afddde-4296-4daf-8e49-7ba481ef9608", headers=headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.get("https://api.sandbox.split.cash/contacts/55afddde-4296-4daf-8e49-7ba481ef9608")
  .header("accept", "application/json")
  .header("authorization", "Bearer {access-token}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$request->setRequestUrl('https://api.sandbox.split.cash/contacts/55afddde-4296-4daf-8e49-7ba481ef9608');
$request->setRequestMethod('GET');
$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}',
  'accept' => 'application/json'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/contacts/55afddde-4296-4daf-8e49-7ba481ef9608"

    req, _ := http.NewRequest("GET", url, nil)

    req.Header.Add("accept", "application/json")
    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

GET /contacts/{id}

Get a single Contact by its ID

Parameters

Parameter	In	Type	Required	Description
id	path	string(UUID)	true	Contact ID (`Contact.data.id`)

Example responses

200 Response

{
  "data": {
    "id": "55afddde-4296-4daf-8e49-7ba481ef9608",
    "name": "Outstanding Tours Pty Ltd",
    "email": "accounts@outstandingtours.com.au",
    "type": "anyone",
    "metadata": {
      "custom_key": "Custom string",
      "another_custom_key": "Maybe a URL"
    },
    "bank_account": {
      "id": "fcabeacb-2ef6-4b27-ba19-4f6fa0d57dcb",
      "account_number": "947434694",
      "branch_code": "304304",
      "bank_name": "National Australia Bank",
      "state": "active",
      "iav_provider": null,
      "iav_status": null,
      "blocks": {
        "debits_blocked": false,
        "credits_blocked": false
      }
    },
    "anyone_account": {
      "id": "31a05f81-25a2-4085-92ef-0d16d0263bff"
    },
    "bank_connection": {
      "id": null
    },
    "links": {
      "add_bank_connection": "https://go.sandbox.split.cash/invite_contact/thomas-morgan-1/1030bfef-cef5-4938-b10b-5841cafafc80"
    },
    "payid_details": {
      "alias_value": "otp@pay.travel.com.au",
      "alias_type": "email",
      "alias_name": "Outstanding Tours",
      "state": "active"
    }
  }
}

Responses

Status	Meaning	Description	Schema
200	OK	OK	GetAContactResponse
404	Not Found	Not Found	None

Remove a Contact

Code samples

curl --request DELETE \
  --url https://api.sandbox.split.cash/contacts/55afddde-4296-4daf-8e49-7ba481ef9608 \
  --header 'authorization: Bearer {access-token}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/contacts/55afddde-4296-4daf-8e49-7ba481ef9608")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Delete.new(url)
request["authorization"] = 'Bearer {access-token}'

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "DELETE",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/contacts/55afddde-4296-4daf-8e49-7ba481ef9608",
  "headers": {
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

headers = { 'authorization': "Bearer {access-token}" }

conn.request("DELETE", "/contacts/55afddde-4296-4daf-8e49-7ba481ef9608", headers=headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.delete("https://api.sandbox.split.cash/contacts/55afddde-4296-4daf-8e49-7ba481ef9608")
  .header("authorization", "Bearer {access-token}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$request->setRequestUrl('https://api.sandbox.split.cash/contacts/55afddde-4296-4daf-8e49-7ba481ef9608');
$request->setRequestMethod('DELETE');
$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/contacts/55afddde-4296-4daf-8e49-7ba481ef9608"

    req, _ := http.NewRequest("DELETE", url, nil)

    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

DELETE /contacts/{id}

Parameters

Parameter	In	Type	Required	Description
id	path	string(UUID)	true	Contact ID (`Contact.data.id`)

Responses

Status	Meaning	Description	Schema
204	No Content	No description	None

Update a Contact

Code samples

curl --request PATCH \
  --url https://api.sandbox.split.cash/contacts/55afddde-4296-4daf-8e49-7ba481ef9608 \
  --header 'accept: application/json' \
  --header 'authorization: Bearer {access-token}' \
  --header 'content-type: application/json' \
  --data '{"name":"My very own alias","email":"updated@email.com","branch_code":"123456","account_number":"99887766","metadata":{"custom_key":"Custom string","another_custom_key":"Maybe a URL"}}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/contacts/55afddde-4296-4daf-8e49-7ba481ef9608")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Patch.new(url)
request["content-type"] = 'application/json'
request["accept"] = 'application/json'
request["authorization"] = 'Bearer {access-token}'
request.body = "{\"name\":\"My very own alias\",\"email\":\"updated@email.com\",\"branch_code\":\"123456\",\"account_number\":\"99887766\",\"metadata\":{\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}}"

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "PATCH",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/contacts/55afddde-4296-4daf-8e49-7ba481ef9608",
  "headers": {
    "content-type": "application/json",
    "accept": "application/json",
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.write(JSON.stringify({
  name: 'My very own alias',
  email: 'updated@email.com',
  branch_code: '123456',
  account_number: '99887766',
  metadata: { custom_key: 'Custom string', another_custom_key: 'Maybe a URL' }
}));
req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

payload = "{\"name\":\"My very own alias\",\"email\":\"updated@email.com\",\"branch_code\":\"123456\",\"account_number\":\"99887766\",\"metadata\":{\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}}"

headers = {
    'content-type': "application/json",
    'accept': "application/json",
    'authorization': "Bearer {access-token}"
    }

conn.request("PATCH", "/contacts/55afddde-4296-4daf-8e49-7ba481ef9608", payload, headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.patch("https://api.sandbox.split.cash/contacts/55afddde-4296-4daf-8e49-7ba481ef9608")
  .header("content-type", "application/json")
  .header("accept", "application/json")
  .header("authorization", "Bearer {access-token}")
  .body("{\"name\":\"My very own alias\",\"email\":\"updated@email.com\",\"branch_code\":\"123456\",\"account_number\":\"99887766\",\"metadata\":{\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$body = new http\Message\Body;
$body->append('{"name":"My very own alias","email":"updated@email.com","branch_code":"123456","account_number":"99887766","metadata":{"custom_key":"Custom string","another_custom_key":"Maybe a URL"}}');

$request->setRequestUrl('https://api.sandbox.split.cash/contacts/55afddde-4296-4daf-8e49-7ba481ef9608');
$request->setRequestMethod('PATCH');
$request->setBody($body);

$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}',
  'accept' => 'application/json',
  'content-type' => 'application/json'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "strings"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/contacts/55afddde-4296-4daf-8e49-7ba481ef9608"

    payload := strings.NewReader("{\"name\":\"My very own alias\",\"email\":\"updated@email.com\",\"branch_code\":\"123456\",\"account_number\":\"99887766\",\"metadata\":{\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}}")

    req, _ := http.NewRequest("PATCH", url, payload)

    req.Header.Add("content-type", "application/json")
    req.Header.Add("accept", "application/json")
    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

PATCH /contacts/{id}

You can update the name, email, bank account and metadata of any Contact.

Body parameter

{
  "name": "My very own alias",
  "email": "updated@email.com",
  "branch_code": "123456",
  "account_number": "99887766",
  "metadata": {
    "custom_key": "Custom string",
    "another_custom_key": "Maybe a URL"
  }
}

Parameters

Parameter	In	Type	Required	Description
id	path	string	true	Contact ID (`Contact.data.id`)
body	body	UpdateAContactRequest	true	No description
» name	body	string	false	The name of the Contact
» email	body	string	false	The email of the Contact
» branch_code	body	string	false	The bank account BSB of the Contact
» account_number	body	string	false	The bank account number of the Contact
» metadata	body	Metadata	false	Use for your custom data and certain Split customisations.

Example responses

200 Response

{
  "data": {
    "id": "fcabeacb-2ef6-4b27-ba19-4f6fa0d57dcb",
    "name": "My very own alias",
    "email": "updated@email.com",
    "type": "anyone",
    "metadata": {
      "custom_key": "Custom string",
      "another_custom_key": "Maybe a URL"
    },
    "bank_account": {
      "id": "55afddde-4296-4daf-8e49-7ba481ef9608",
      "account_number": "99887766",
      "branch_code": "123456",
      "bank_name": "Split SANDBOX Bank",
      "state": "active",
      "iav_provider": null,
      "iav_status": null,
      "blocks": {
        "debits_blocked": false,
        "credits_blocked": false
      }
    },
    "anyone_account": {
      "id": "63232c0a-a783-4ae9-ae73-f0974fe1e345"
    },
    "links": {
      "add_bank_connection": "http://go.sandbox.split.cash/invite_contact/dog-bones-inc/fcabeacb-2ef6-4b27-ba19-4f6fa0d57dcb"
    }
  }
}

Responses

Status	Meaning	Description	Schema
200	OK	OK	UpdateAContactResponse
404	Not Found	Not Found	None

Refresh contact bank connection

Code samples

curl --request POST \
  --url https://api.sandbox.split.cash/contacts/55afddde-4296-4daf-8e49-7ba481ef9608/refresh_balance \
  --header 'authorization: Bearer {access-token}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/contacts/55afddde-4296-4daf-8e49-7ba481ef9608/refresh_balance")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Post.new(url)
request["authorization"] = 'Bearer {access-token}'

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "POST",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/contacts/55afddde-4296-4daf-8e49-7ba481ef9608/refresh_balance",
  "headers": {
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

headers = { 'authorization': "Bearer {access-token}" }

conn.request("POST", "/contacts/55afddde-4296-4daf-8e49-7ba481ef9608/refresh_balance", headers=headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.post("https://api.sandbox.split.cash/contacts/55afddde-4296-4daf-8e49-7ba481ef9608/refresh_balance")
  .header("authorization", "Bearer {access-token}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$request->setRequestUrl('https://api.sandbox.split.cash/contacts/55afddde-4296-4daf-8e49-7ba481ef9608/refresh_balance');
$request->setRequestMethod('POST');
$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/contacts/55afddde-4296-4daf-8e49-7ba481ef9608/refresh_balance"

    req, _ := http.NewRequest("POST", url, nil)

    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

POST /contacts/{id}/refresh_balance

Request the bank connection for a contact to refresh available funds. This is intended for use in conjunction with the precheck_funds option, see Payment Request - Precheck Funds

Parameters

Parameter	In	Type	Required	Description
id	path	string(UUID)	true	Contact ID (`Contact.data.id`)

Responses

Status	Meaning	Description	Schema
204	No Content	No Content (success)	None
422	Unprocessable Entity	Unprocessable Entity (errors)	None

Open Agreements

An Open Agreement is essentially an Agreement template with no specific authoriser. Each time an Open Agreement is accepted by either a Split account holder or anyone, the authoriser is added to your Contacts list and a new Agreement is automatically created between the Open Agreement initiator and the authoriser.

An Open Agreement can be accepted multiple times by different parties and the result is the same: A new Agreement. Additionally, an Open Agreement can be accepted by anybody, not just other Split users. This is achieved by using our Instant Account Verification process as part of accepting an Open Agreement.

Lifecycle

An Open Agreement can have the following statuses:

Status	Description
`active`	The Open Agreement can be viewed and accepted.
`closed`	The Open Agreement can not be viewed or accepted.

Create an Open Agreement

Code samples

curl --request POST \
  --url https://api.sandbox.split.cash/open_agreements \
  --header 'accept: application/json' \
  --header 'authorization: Bearer {access-token}' \
  --header 'content-type: application/json' \
  --data '{"title":"Subscription Plan A","terms":{"per_payout":{"min_amount":null,"max_amount":10000},"per_frequency":{"days":7,"max_amount":1000000}},"metadata":{"custom_key":"Custom string","another_custom_key":"Maybe a URL"}}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/open_agreements")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Post.new(url)
request["content-type"] = 'application/json'
request["accept"] = 'application/json'
request["authorization"] = 'Bearer {access-token}'
request.body = "{\"title\":\"Subscription Plan A\",\"terms\":{\"per_payout\":{\"min_amount\":null,\"max_amount\":10000},\"per_frequency\":{\"days\":7,\"max_amount\":1000000}},\"metadata\":{\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}}"

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "POST",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/open_agreements",
  "headers": {
    "content-type": "application/json",
    "accept": "application/json",
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.write(JSON.stringify({
  title: 'Subscription Plan A',
  terms: {
    per_payout: { min_amount: null, max_amount: 10000 },
    per_frequency: { days: 7, max_amount: 1000000 }
  },
  metadata: { custom_key: 'Custom string', another_custom_key: 'Maybe a URL' }
}));
req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

payload = "{\"title\":\"Subscription Plan A\",\"terms\":{\"per_payout\":{\"min_amount\":null,\"max_amount\":10000},\"per_frequency\":{\"days\":7,\"max_amount\":1000000}},\"metadata\":{\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}}"

headers = {
    'content-type': "application/json",
    'accept': "application/json",
    'authorization': "Bearer {access-token}"
    }

conn.request("POST", "/open_agreements", payload, headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.post("https://api.sandbox.split.cash/open_agreements")
  .header("content-type", "application/json")
  .header("accept", "application/json")
  .header("authorization", "Bearer {access-token}")
  .body("{\"title\":\"Subscription Plan A\",\"terms\":{\"per_payout\":{\"min_amount\":null,\"max_amount\":10000},\"per_frequency\":{\"days\":7,\"max_amount\":1000000}},\"metadata\":{\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$body = new http\Message\Body;
$body->append('{"title":"Subscription Plan A","terms":{"per_payout":{"min_amount":null,"max_amount":10000},"per_frequency":{"days":7,"max_amount":1000000}},"metadata":{"custom_key":"Custom string","another_custom_key":"Maybe a URL"}}');

$request->setRequestUrl('https://api.sandbox.split.cash/open_agreements');
$request->setRequestMethod('POST');
$request->setBody($body);

$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}',
  'accept' => 'application/json',
  'content-type' => 'application/json'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "strings"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/open_agreements"

    payload := strings.NewReader("{\"title\":\"Subscription Plan A\",\"terms\":{\"per_payout\":{\"min_amount\":null,\"max_amount\":10000},\"per_frequency\":{\"days\":7,\"max_amount\":1000000}},\"metadata\":{\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}}")

    req, _ := http.NewRequest("POST", url, payload)

    req.Header.Add("content-type", "application/json")
    req.Header.Add("accept", "application/json")
    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

POST /open_agreements

Create an Open Agreement that can be accepted by anyone.

You can set any of the term metrics to null if you wish them to not have a limit.

Body parameter

{
  "title": "Subscription Plan A",
  "terms": {
    "per_payout": {
      "min_amount": null,
      "max_amount": 10000
    },
    "per_frequency": {
      "days": 7,
      "max_amount": 1000000
    }
  },
  "metadata": {
    "custom_key": "Custom string",
    "another_custom_key": "Maybe a URL"
  }
}

Parameters

Parameter	In	Type	Required	Description
body	body	CreateOpenAgreementRequest	true	No description
» title	body	string	true	Title of the Open Agreement (Visible to authorisers)
» terms	body	Terms	true	Terms
»» per_payout	body	PerPayout	true	No description
»»» min_amount	body	integer	true	Minimum amount in cents a PR can be in order to be auto-approved. Specify `null` for no limit.
»»» max_amount	body	integer	true	Maximum amount in cents a PR can be in order to be auto-approved. Specify `null` for no limit.
»» per_frequency	body	PerFrequency	true	No description
»»» days	body	integer	true	Amount of days to apply against the frequency. Specify `null` for no limit.
»»» max_amount	body	integer	true	Maximum amount in cents the total of all PRs can be for the duration of the frequency. Specify `null` for no limit.
»» metadata	body	Metadata	false	Use for your custom data and certain Split customisations.

Example responses

200 Response

{
  "data": {
    "ref": "OA.1",
    "title": "Subscription Plan A",
    "status": "active",
    "created_at": "2017-03-20T00:53:27Z",
    "terms": {
      "per_payout": {
        "min_amount": null,
        "max_amount": 10000
      },
      "per_frequency": {
        "days": 7,
        "max_amount": 1000000
      }
    },
    "link": "https://go.sandbox.split.cash/open_agreements/aecff76d-13e0-4e17-b7c5-844ae07fa675/agreements/invitation"
  }
}

Responses

Status	Meaning	Description	Schema
200	OK	Created	CreateOpenAgreementResponse

List all Open Agreements

Code samples

curl --request GET \
  --url https://api.sandbox.split.cash/open_agreements \
  --header 'accept: application/json' \
  --header 'authorization: Bearer {access-token}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/open_agreements")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Get.new(url)
request["accept"] = 'application/json'
request["authorization"] = 'Bearer {access-token}'

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "GET",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/open_agreements",
  "headers": {
    "accept": "application/json",
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

headers = {
    'accept': "application/json",
    'authorization': "Bearer {access-token}"
    }

conn.request("GET", "/open_agreements", headers=headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.get("https://api.sandbox.split.cash/open_agreements")
  .header("accept", "application/json")
  .header("authorization", "Bearer {access-token}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$request->setRequestUrl('https://api.sandbox.split.cash/open_agreements');
$request->setRequestMethod('GET');
$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}',
  'accept' => 'application/json'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/open_agreements"

    req, _ := http.NewRequest("GET", url, nil)

    req.Header.Add("accept", "application/json")
    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

GET /open_agreements

Parameters

Parameter	In	Type	Required	Description
page	query	string	false	Page of results to return, single value, exact match
per_page	query	string	false	Number of results per page, single value, exact match

Example responses

200 Response

{
  "data": [
    {
      "ref": "OA.1",
      "title": "Subscription Plan A",
      "status": "active",
      "created_at": "2017-03-20T00:53:27Z",
      "terms": {
        "per_payout": {
          "max_amount": 10000,
          "min_amount": null
        },
        "per_frequency": {
          "days": 7,
          "max_amount": 1000000
        }
      },
      "link": "https://go.sandbox.split.cash/open_agreements/2e002c0b-ffaf-44eb-a35c-15fa384ddde1/agreements/invitation"
    },
    {
      "ref": "OA.2",
      "title": "Subscription Plan B",
      "status": "closed",
      "created_at": "2017-03-20T00:53:27Z",
      "terms": {
        "per_payout": {
          "max_amount": 10000,
          "min_amount": null
        },
        "per_frequency": {
          "days": null,
          "max_amount": null
        }
      },
      "link": "https://go.sandbox.split.cash/open_agreements/948e3662-154d-42d1-bdc9-a05c251d3981/agreements/invitation"
    }
  ]
}

Responses

Status	Meaning	Description	Schema
200	OK	OK	ListAllOpenAgreementsResponse

Activate a closed Open Agreement

Code samples

curl --request POST \
  --url https://api.sandbox.split.cash/open_agreements/OA.1/activate \
  --header 'accept: application/json' \
  --header 'authorization: Bearer {access-token}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/open_agreements/OA.1/activate")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Post.new(url)
request["accept"] = 'application/json'
request["authorization"] = 'Bearer {access-token}'

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "POST",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/open_agreements/OA.1/activate",
  "headers": {
    "accept": "application/json",
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

headers = {
    'accept': "application/json",
    'authorization': "Bearer {access-token}"
    }

conn.request("POST", "/open_agreements/OA.1/activate", headers=headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.post("https://api.sandbox.split.cash/open_agreements/OA.1/activate")
  .header("accept", "application/json")
  .header("authorization", "Bearer {access-token}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$request->setRequestUrl('https://api.sandbox.split.cash/open_agreements/OA.1/activate');
$request->setRequestMethod('POST');
$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}',
  'accept' => 'application/json'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/open_agreements/OA.1/activate"

    req, _ := http.NewRequest("POST", url, nil)

    req.Header.Add("accept", "application/json")
    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

POST /open_agreements/{open_agreement_ref}/activate

Allow the Open Agreement to viewed and accepted

Parameters

Parameter	In	Type	Required	Description
open_agreement_ref	path	string	true	Single value, exact match

Example responses

200 Response

{
  "data": {
    "ref": "OA.1",
    "title": "Subscription Plan A",
    "status": "active",
    "created_at": "2017-03-20T00:53:27Z",
    "terms": {
      "per_payout": {
        "max_amount": 10000,
        "min_amount": null
      },
      "per_frequency": {
        "days": 7,
        "max_amount": 1000000
      }
    },
    "link": "https://go.sandbox.split.cash/open_agreements/2e002c0b-ffaf-44eb-a35c-15fa384ddde1/agreements/invitation"
  }
}

Responses

Status	Meaning	Description	Schema
200	OK	OK	ActivateOpenAgreementResponse

Close an active Open Agreement

Code samples

curl --request POST \
  --url https://api.sandbox.split.cash/open_agreements/OA.1/close \
  --header 'accept: application/json' \
  --header 'authorization: Bearer {access-token}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/open_agreements/OA.1/close")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Post.new(url)
request["accept"] = 'application/json'
request["authorization"] = 'Bearer {access-token}'

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "POST",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/open_agreements/OA.1/close",
  "headers": {
    "accept": "application/json",
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

headers = {
    'accept': "application/json",
    'authorization': "Bearer {access-token}"
    }

conn.request("POST", "/open_agreements/OA.1/close", headers=headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.post("https://api.sandbox.split.cash/open_agreements/OA.1/close")
  .header("accept", "application/json")
  .header("authorization", "Bearer {access-token}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$request->setRequestUrl('https://api.sandbox.split.cash/open_agreements/OA.1/close');
$request->setRequestMethod('POST');
$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}',
  'accept' => 'application/json'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/open_agreements/OA.1/close"

    req, _ := http.NewRequest("POST", url, nil)

    req.Header.Add("accept", "application/json")
    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

POST /open_agreements/{open_agreement_ref}/close

Disable the Open Agreement from being viewed or accepted

Parameters

Parameter	In	Type	Required	Description
open_agreement_ref	path	string	true	Single value, exact match

Example responses

200 Response

{
  "data": {
    "ref": "OA.1",
    "title": "Subscription Plan A",
    "status": "closed",
    "created_at": "2017-03-20T00:53:27Z",
    "terms": {
      "per_payout": {
        "max_amount": 10000,
        "min_amount": null
      },
      "per_frequency": {
        "days": 7,
        "max_amount": 1000000
      }
    },
    "link": "https://go.sandbox.split.cash/open_agreements/2e002c0b-ffaf-44eb-a35c-15fa384ddde1/agreements/invitation"
  }
}

Responses

Status	Meaning	Description	Schema
200	OK	OK	CloseOpenAgreementResponse

Payment Requests

A Payment Request (PR) is used to identify incoming funds from another party.

Applicable scenarios

You send a Payment Request to a Contact in order to collect funds:
1. Given there is an Agreement in place and the Payment Request is within the terms of the Agreement, then it will be automatically approved; or
2. Given the Payment Request is not within the terms of the Agreement, then it will not be created; or
3. There is no Agreement in place, then it will not be created.
Your customer sends funds to you as a Receivable Contact:
1. A receivable Payment Request will be automatically created and approved to identify the movement of funds from your customer to your chosen Split float account.

Lifecycle

Payment Requests generated from a customer sending you funds will always be approved and is not subjet to any prechecking outlined below.

A Payment Request can have the following statuses:

Status	Description
`pending_approval`	Waiting for the debtor to approve the Payment Request.
`unverified`	Waiting for available funds response (only applicable when `precheck_funds` enabled).
`approved`	The debtor has approved the Payment Request.
`declined`	The debtor has declined the Payment Request.
`cancelled`	The creditor has cancelled the Payment Request.

Prechecking

Split will automatically check for available funds before attempting to debit the debtor. This check is only performed for contacts with an active bank connection.

Prechecking as part of a Payment Request approval

When the precheck_funds option is enabled, approval of a Payment Request will only be allowed when there are sufficient funds. The debtor contact must have a valid agreement and bank connection to make use of this option.

There are synchronous and asynchronous lifecycles when the precheck_funds option is enabled.

When the available funds for a contact's bank account are considered out of date, the API response will return the Payment Request with a state of unverified while the bank account data is refreshed. Once the precheck has completed, the Payment Request state will transition to either approved or declined. This process can be followed by subscribing to the relevant webhook events or regularly polling the Payment Request and verifying its status.
When the available funds for a contact are current, the API will respond immediately with a final state of either approved or an error message if there are insufficient funds.

You can gain some control over this process by preemptively telling Split to refresh a contact's available balance at least 1 minute before making a Payment Request. See Contact balance refresh for more.

Request Payment

Code samples

curl --request POST \
  --url https://api.sandbox.split.cash/payment_requests \
  --header 'accept: application/json' \
  --header 'authorization: Bearer {access-token}' \
  --header 'content-type: application/json' \
  --data '{"description":"Visible to both initiator and authoriser","matures_at":"2016-12-19T02:10:56.000Z","amount":99000,"authoriser_contact_id":"de86472c-c027-4735-a6a7-234366a27fc7","your_bank_account_id":"9c70871d-8e36-4c3e-8a9c-c0ee20e7c679","precheck_funds":false,"metadata":{"custom_key":"Custom string","another_custom_key":"Maybe a URL"}}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/payment_requests")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Post.new(url)
request["content-type"] = 'application/json'
request["accept"] = 'application/json'
request["authorization"] = 'Bearer {access-token}'
request.body = "{\"description\":\"Visible to both initiator and authoriser\",\"matures_at\":\"2016-12-19T02:10:56.000Z\",\"amount\":99000,\"authoriser_contact_id\":\"de86472c-c027-4735-a6a7-234366a27fc7\",\"your_bank_account_id\":\"9c70871d-8e36-4c3e-8a9c-c0ee20e7c679\",\"precheck_funds\":false,\"metadata\":{\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}}"

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "POST",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/payment_requests",
  "headers": {
    "content-type": "application/json",
    "accept": "application/json",
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.write(JSON.stringify({
  description: 'Visible to both initiator and authoriser',
  matures_at: '2016-12-19T02:10:56.000Z',
  amount: 99000,
  authoriser_contact_id: 'de86472c-c027-4735-a6a7-234366a27fc7',
  your_bank_account_id: '9c70871d-8e36-4c3e-8a9c-c0ee20e7c679',
  precheck_funds: false,
  metadata: { custom_key: 'Custom string', another_custom_key: 'Maybe a URL' }
}));
req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

payload = "{\"description\":\"Visible to both initiator and authoriser\",\"matures_at\":\"2016-12-19T02:10:56.000Z\",\"amount\":99000,\"authoriser_contact_id\":\"de86472c-c027-4735-a6a7-234366a27fc7\",\"your_bank_account_id\":\"9c70871d-8e36-4c3e-8a9c-c0ee20e7c679\",\"precheck_funds\":false,\"metadata\":{\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}}"

headers = {
    'content-type': "application/json",
    'accept': "application/json",
    'authorization': "Bearer {access-token}"
    }

conn.request("POST", "/payment_requests", payload, headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.post("https://api.sandbox.split.cash/payment_requests")
  .header("content-type", "application/json")
  .header("accept", "application/json")
  .header("authorization", "Bearer {access-token}")
  .body("{\"description\":\"Visible to both initiator and authoriser\",\"matures_at\":\"2016-12-19T02:10:56.000Z\",\"amount\":99000,\"authoriser_contact_id\":\"de86472c-c027-4735-a6a7-234366a27fc7\",\"your_bank_account_id\":\"9c70871d-8e36-4c3e-8a9c-c0ee20e7c679\",\"precheck_funds\":false,\"metadata\":{\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$body = new http\Message\Body;
$body->append('{"description":"Visible to both initiator and authoriser","matures_at":"2016-12-19T02:10:56.000Z","amount":99000,"authoriser_contact_id":"de86472c-c027-4735-a6a7-234366a27fc7","your_bank_account_id":"9c70871d-8e36-4c3e-8a9c-c0ee20e7c679","precheck_funds":false,"metadata":{"custom_key":"Custom string","another_custom_key":"Maybe a URL"}}');

$request->setRequestUrl('https://api.sandbox.split.cash/payment_requests');
$request->setRequestMethod('POST');
$request->setBody($body);

$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}',
  'accept' => 'application/json',
  'content-type' => 'application/json'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "strings"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/payment_requests"

    payload := strings.NewReader("{\"description\":\"Visible to both initiator and authoriser\",\"matures_at\":\"2016-12-19T02:10:56.000Z\",\"amount\":99000,\"authoriser_contact_id\":\"de86472c-c027-4735-a6a7-234366a27fc7\",\"your_bank_account_id\":\"9c70871d-8e36-4c3e-8a9c-c0ee20e7c679\",\"precheck_funds\":false,\"metadata\":{\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}}")

    req, _ := http.NewRequest("POST", url, payload)

    req.Header.Add("content-type", "application/json")
    req.Header.Add("accept", "application/json")
    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

POST /payment_requests

Body parameter

{
  "description": "Visible to both initiator and authoriser",
  "matures_at": "2016-12-19T02:10:56.000Z",
  "amount": 99000,
  "authoriser_contact_id": "de86472c-c027-4735-a6a7-234366a27fc7",
  "your_bank_account_id": "9c70871d-8e36-4c3e-8a9c-c0ee20e7c679",
  "precheck_funds": false,
  "metadata": {
    "custom_key": "Custom string",
    "another_custom_key": "Maybe a URL"
  }
}

Parameters

Parameter	In	Type	Required	Description
body	body	MakeAPaymentRequestRequest	true	No description
» description	body	string	true	Description visible to the initiator (payee) & authoriser (payer)
» matures_at	body	string(date-time)	true	Date & time in UTC ISO8601 that the Payment will be processed if the request is approved. (If the request is approved after this point in time, it will be processed straight away)
» amount	body	integer	true	Amount in cents to pay the initiator (Min: 1 - Max: 99999999999)
» authoriser_contact_id	body	string	true	The Contact the payment will be requested from (`Contact.data.id`)
» precheck_funds	body	boolean	false	Enforce prechecking of available funds before approving the Payment Request. see Payment Request - Precheck Funds
» your_bank_account_id	body	string(uuid)	false	Specify where we should settle the funds for this transaction. If omitted, your primary bank account will be used.
» metadata	body	object	false	Use for your custom data and certain Split customisations. Stored against generated transactions and included in associated webhook payloads.

Example responses

200 Response

{
  "data": {
    "ref": "PR.3",
    "initiator_id": "ca7bc5b3-e47f-4153-96fb-bbe326b42772",
    "your_bank_account_id": "9c70871d-8e36-4c3e-8a9c-c0ee20e7c679",
    "authoriser_id": "970e4526-67d9-4ed9-b554-f5cf390ab775",
    "authoriser_contact_id": "de86472c-c027-4735-a6a7-234366a27fc7",
    "schedule_ref": null,
    "status": "pending_approval",
    "status_reason": null,
    "matures_at": "2016-12-25T00:00:00Z",
    "responded_at": null,
    "created_at": "2016-12-19T02:10:56Z",
    "credit_ref": null,
    "payout": {
      "amount": 99000,
      "description": "The elite package for 4",
      "matures_at": "2016-12-25T00:00:00Z"
    },
    "metadata": {
      "custom_key": "Custom string",
      "another_custom_key": "Maybe a URL"
    }
  }
}

Responses

Status	Meaning	Description	Schema
200	OK	Created	MakeAPaymentRequestResponse
422	Unprocessable Entity	When a payment is requested from an Anyone Contact with no valid Agreement	MakeAPaymentRequestWithNoAgreementResponse

Get a Payment Request

Code samples

curl --request GET \
  --url https://api.sandbox.split.cash/payment_requests/PR.3 \
  --header 'accept: application/json' \
  --header 'authorization: Bearer {access-token}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/payment_requests/PR.3")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Get.new(url)
request["accept"] = 'application/json'
request["authorization"] = 'Bearer {access-token}'

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "GET",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/payment_requests/PR.3",
  "headers": {
    "accept": "application/json",
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

headers = {
    'accept': "application/json",
    'authorization': "Bearer {access-token}"
    }

conn.request("GET", "/payment_requests/PR.3", headers=headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.get("https://api.sandbox.split.cash/payment_requests/PR.3")
  .header("accept", "application/json")
  .header("authorization", "Bearer {access-token}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$request->setRequestUrl('https://api.sandbox.split.cash/payment_requests/PR.3');
$request->setRequestMethod('GET');
$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}',
  'accept' => 'application/json'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/payment_requests/PR.3"

    req, _ := http.NewRequest("GET", url, nil)

    req.Header.Add("accept", "application/json")
    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

GET /payment_requests/{payment_request_ref}

Parameters

Parameter	In	Type	Required	Description
payment_request_ref	path	string	true	Single value, exact match

Example responses

200 Response

{
  "data": {
    "ref": "PR.3",
    "initiator_id": "ca7bc5b3-e47f-4153-96fb-bbe326b42772",
    "your_bank_account_id": "9c70871d-8e36-4c3e-8a9c-c0ee20e7c679",
    "authoriser_id": "970e4526-67d9-4ed9-b554-f5cf390ab775",
    "authoriser_contact_id": "de86472c-c027-4735-a6a7-234366a27fc7",
    "schedule_ref": null,
    "status": "approved",
    "status_reason": null,
    "matures_at": "2016-12-25T00:00:00Z",
    "responded_at": "2016-12-19T02:38:04Z",
    "created_at": "2016-12-19T02:10:56Z",
    "credit_ref": "C.b",
    "payout": {
      "amount": 99000,
      "description": "The elite package for 4",
      "matures_at": "2016-12-25T00:00:00Z"
    },
    "metadata": {
      "custom_key": "Custom string",
      "another_custom_key": "Maybe a URL"
    }
  }
}

Responses

Status	Meaning	Description	Schema
200	OK	OK	GetAPaymentRequestResponse

Cancel a Payment Request

Code samples

curl --request DELETE \
  --url https://api.sandbox.split.cash/payment_requests/PR.3 \
  --header 'authorization: Bearer {access-token}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/payment_requests/PR.3")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Delete.new(url)
request["authorization"] = 'Bearer {access-token}'

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "DELETE",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/payment_requests/PR.3",
  "headers": {
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

headers = { 'authorization': "Bearer {access-token}" }

conn.request("DELETE", "/payment_requests/PR.3", headers=headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.delete("https://api.sandbox.split.cash/payment_requests/PR.3")
  .header("authorization", "Bearer {access-token}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$request->setRequestUrl('https://api.sandbox.split.cash/payment_requests/PR.3');
$request->setRequestMethod('DELETE');
$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/payment_requests/PR.3"

    req, _ := http.NewRequest("DELETE", url, nil)

    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

DELETE /payment_requests/{payment_request_ref}

A Payment Request can be cancelled as long as the associated transaction's state is maturing or matured.

Parameters

Parameter	In	Type	Required	Description
payment_request_ref	path	string	true	Single value, exact match

Responses

Status	Meaning	Description	Schema
204	No Content	No Content	None

List Payment Requests

Code samples

curl --request GET \
  --url https://api.sandbox.split.cash/payment_requests/outgoing \
  --header 'accept: application/json' \
  --header 'authorization: Bearer {access-token}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/payment_requests/outgoing")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Get.new(url)
request["accept"] = 'application/json'
request["authorization"] = 'Bearer {access-token}'

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "GET",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/payment_requests/outgoing",
  "headers": {
    "accept": "application/json",
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

headers = {
    'accept': "application/json",
    'authorization': "Bearer {access-token}"
    }

conn.request("GET", "/payment_requests/outgoing", headers=headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.get("https://api.sandbox.split.cash/payment_requests/outgoing")
  .header("accept", "application/json")
  .header("authorization", "Bearer {access-token}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$request->setRequestUrl('https://api.sandbox.split.cash/payment_requests/outgoing');
$request->setRequestMethod('GET');
$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}',
  'accept' => 'application/json'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/payment_requests/outgoing"

    req, _ := http.NewRequest("GET", url, nil)

    req.Header.Add("accept", "application/json")
    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

GET /payment_requests/outgoing

Payment Requests where you're the creditor and collecting funds from the debtor. Alternatively the debtor is sending you funds (Receivable Contacts)

Parameters

Parameter	In	Type	Required	Description
page	query	string	false	Page of results to return, single value, exact match
per_page	query	string	false	Number of results per page, single value, exact match

Example responses

200 Response

{
  "data": [
    {
      "ref": "PR.4",
      "initiator_id": "ca7bc5b3-e47f-4153-96fb-bbe326b42772",
      "your_bank_account_id": "9c70871d-8e36-4c3e-8a9c-c0ee20e7c679",
      "authoriser_id": "de86472c-c027-4735-a6a7-234366a27fc7",
      "authoriser_contact_id": "fb6a9252-3818-44dc-b5aa-2195391a746f",
      "schedule_ref": "PRS.2",
      "status": "approved",
      "status_reason": null,
      "matures_at": "2016-12-20T00:00:00Z",
      "responded_at": "2016-12-19T02:10:18Z",
      "created_at": "2016-12-19T02:09:09Z",
      "credit_ref": "C.a",
      "payout": {
        "amount": 30000,
        "description": "The SuperPackage",
        "matures_at": "2016-12-20T00:00:00Z"
      }
    },
    {
      "ref": "PR.5",
      "initiator_id": "ca7bc5b3-e47f-4153-96fb-bbe326b42772",
      "your_bank_account_id": "9c70871d-8e36-4c3e-8a9c-c0ee20e7c679",
      "authoriser_id": "de86472c-c027-4735-a6a7-234366a27fc7",
      "authoriser_contact_id": "fb6a9252-3818-44dc-b5aa-2195391a746f",
      "schedule_ref": null,
      "status": "pending_approval",
      "status_reason": null,
      "matures_at": "2016-12-25T00:00:00Z",
      "responded_at": null,
      "created_at": "2016-12-19T02:10:56Z",
      "credit_ref": null,
      "payout": {
        "amount": 99000,
        "description": "The elite package for 4",
        "matures_at": "2016-12-25T00:00:00Z"
      }
    }
  ]
}

Responses

Status	Meaning	Description	Schema
200	OK	OK	ListOutgoingPaymentRequestsResponse

Get a Payment Request's history

Code samples

curl --request GET \
  --url https://api.sandbox.split.cash/payment_requests/PR.3/history \
  --header 'accept: application/json' \
  --header 'authorization: Bearer {access-token}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/payment_requests/PR.3/history")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Get.new(url)
request["accept"] = 'application/json'
request["authorization"] = 'Bearer {access-token}'

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "GET",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/payment_requests/PR.3/history",
  "headers": {
    "accept": "application/json",
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

headers = {
    'accept': "application/json",
    'authorization': "Bearer {access-token}"
    }

conn.request("GET", "/payment_requests/PR.3/history", headers=headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.get("https://api.sandbox.split.cash/payment_requests/PR.3/history")
  .header("accept", "application/json")
  .header("authorization", "Bearer {access-token}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$request->setRequestUrl('https://api.sandbox.split.cash/payment_requests/PR.3/history');
$request->setRequestMethod('GET');
$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}',
  'accept' => 'application/json'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/payment_requests/PR.3/history"

    req, _ := http.NewRequest("GET", url, nil)

    req.Header.Add("accept", "application/json")
    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

GET /payment_requests/{payment_request_ref}/history

Gives you visibility of the entire Payment Request lifecycle including the generated debit and credit transactions.

Parameters

Parameter	In	Type	Required	Description
payment_request_ref	path	string	true	Single value, exact match

Example responses

200 Response

{
  "data": [
    {
      "type": "payout_request",
      "event": "requested",
      "at": "2017-01-05T07:47:45Z",
      "ref": "PR.3",
      "by": "Fancy Pants (fancy_pants)"
    },
    {
      "type": "payout_request",
      "event": "approved",
      "at": "2017-01-07T06:13:52Z",
      "ref": "PR.3",
      "by": "Lycra Co (lycra_co)"
    },
    {
      "type": "debit",
      "event": "scheduled",
      "at": "2017-01-07T06:13:52Z",
      "ref": "D.n",
      "by": "Split Payments"
    },
    {
      "type": "credit",
      "event": "scheduled",
      "at": "2017-01-07T06:13:52Z",
      "ref": "C.e",
      "by": "Split Payments"
    },
    {
      "type": "debit",
      "event": "matured",
      "at": "2017-01-08T04:30:14Z",
      "ref": "D.n",
      "by": "Split Payments"
    },
    {
      "type": "debit",
      "event": "processing",
      "at": "2017-01-08T04:30:14Z",
      "ref": "D.n",
      "by": "Split Payments"
    },
    {
      "type": "debit",
      "event": "clearing",
      "at": "2017-01-08T19:02:20Z",
      "ref": "D.n",
      "by": "Split Payments"
    },
    {
      "type": "debit",
      "event": "cleared",
      "at": "2017-01-11T19:07:52Z",
      "ref": "D.n",
      "by": "Split Payments"
    },
    {
      "type": "credit",
      "event": "matured",
      "at": "2017-01-11T19:07:52Z",
      "ref": "C.e",
      "by": "Split Payments"
    },
    {
      "type": "credit",
      "event": "processing",
      "at": "2017-01-12T04:30:25Z",
      "ref": "C.e",
      "by": "Split Payments"
    },
    {
      "type": "credit",
      "event": "clearing",
      "at": "2017-01-12T05:17:32Z",
      "ref": "C.e",
      "by": "Split Payments"
    },
    {
      "type": "credit",
      "event": "cleared",
      "at": "2017-01-15T05:27:12Z",
      "ref": "C.e",
      "by": "Split Payments"
    }
  ]
}

Responses

Status	Meaning	Description	Schema
200	OK	OK	GetAPaymentRequestsHistoryResponse

List incoming Payment Requests

Code samples

curl --request GET \
  --url https://api.sandbox.split.cash/payment_requests/incoming \
  --header 'accept: application/json' \
  --header 'authorization: Bearer {access-token}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/payment_requests/incoming")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Get.new(url)
request["accept"] = 'application/json'
request["authorization"] = 'Bearer {access-token}'

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "GET",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/payment_requests/incoming",
  "headers": {
    "accept": "application/json",
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

headers = {
    'accept': "application/json",
    'authorization': "Bearer {access-token}"
    }

conn.request("GET", "/payment_requests/incoming", headers=headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.get("https://api.sandbox.split.cash/payment_requests/incoming")
  .header("accept", "application/json")
  .header("authorization", "Bearer {access-token}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$request->setRequestUrl('https://api.sandbox.split.cash/payment_requests/incoming');
$request->setRequestMethod('GET');
$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}',
  'accept' => 'application/json'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/payment_requests/incoming"

    req, _ := http.NewRequest("GET", url, nil)

    req.Header.Add("accept", "application/json")
    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

GET /payment_requests/incoming

Payment Requests where you're the debtor and another Split account is collecting funds from you.

Parameters

Parameter	In	Type	Required	Description
page	query	string	false	Page of results to return, single value, exact match
per_page	query	string	false	Number of results per page, single value, exact match

Example responses

200 Response

{
  "data": [
    {
      "ref": "PR.2",
      "initiator_id": "fb6a9252-3818-44dc-b5aa-2195391a746f",
      "your_bank_account_id": "049528f7-6698-40a6-8221-52ec406e5424",
      "authoriser_id": "de86472c-c027-4735-a6a7-234366a27fc7",
      "authoriser_contact_id": "ca7bc5b3-e47f-4153-96fb-bbe326b42772",
      "schedule_ref": "PRS.1",
      "status": "approved",
      "status_reason": null,
      "matures_at": "2016-12-20T00:00:00Z",
      "responded_at": "2016-12-19T02:10:18Z",
      "created_at": "2016-12-19T02:09:09Z",
      "debit_ref": "D.a",
      "payout": {
        "amount": 30000,
        "description": "The SuperPackage",
        "matures_at": "2016-12-20T00:00:00Z"
      }
    },
    {
      "ref": "PR.3",
      "initiator_id": "fb6a9252-3818-44dc-b5aa-2195391a746f",
      "your_bank_account_id": "049528f7-6698-40a6-8221-52ec406e5424",
      "authoriser_id": "de86472c-c027-4735-a6a7-234366a27fc7",
      "authoriser_contact_id": "ca7bc5b3-e47f-4153-96fb-bbe326b42772",
      "schedule_ref": null,
      "status": "pending_approval",
      "status_reason": null,
      "matures_at": "2016-12-25T00:00:00Z",
      "responded_at": null,
      "created_at": "2016-12-19T02:10:56Z",
      "debit_ref": null,
      "payout": {
        "amount": 99000,
        "description": "The elite package for 4",
        "matures_at": "2016-12-25T00:00:00Z"
      },
      "metadata": {
        "custom_key": "Custom string",
        "another_custom_key": "Maybe a URL"
      }
    }
  ]
}

Responses

Status	Meaning	Description	Schema
200	OK	OK	ListIncomingPaymentRequestsResponse

Approve a Payment Request

Code samples

curl --request POST \
  --url https://api.sandbox.split.cash/payment_requests/PR.3/approve \
  --header 'accept: application/json' \
  --header 'authorization: Bearer {access-token}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/payment_requests/PR.3/approve")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Post.new(url)
request["accept"] = 'application/json'
request["authorization"] = 'Bearer {access-token}'

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "POST",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/payment_requests/PR.3/approve",
  "headers": {
    "accept": "application/json",
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

headers = {
    'accept': "application/json",
    'authorization': "Bearer {access-token}"
    }

conn.request("POST", "/payment_requests/PR.3/approve", headers=headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.post("https://api.sandbox.split.cash/payment_requests/PR.3/approve")
  .header("accept", "application/json")
  .header("authorization", "Bearer {access-token}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$request->setRequestUrl('https://api.sandbox.split.cash/payment_requests/PR.3/approve');
$request->setRequestMethod('POST');
$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}',
  'accept' => 'application/json'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/payment_requests/PR.3/approve"

    req, _ := http.NewRequest("POST", url, nil)

    req.Header.Add("accept", "application/json")
    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

POST /payment_requests/{payment_request_ref}/approve

Parameters

Parameter	In	Type	Required	Description
payment_request_ref	path	string	true	Single value, exact match

Example responses

200 Response

{
  "data": {
    "ref": "PR.3",
    "initiator_id": "ca7bc5b3-e47f-4153-96fb-bbe326b42772",
    "your_bank_account_id": "9c70871d-8e36-4c3e-8a9c-c0ee20e7c679",
    "authoriser_id": "d194c54b-9183-410c-966b-50485c5ce3f0",
    "authoriser_contact_id": "fb6a9252-3818-44dc-b5aa-2195391a746f",
    "schedule_ref": null,
    "status": "approved",
    "status_reason": null,
    "matures_at": "2016-12-25T00:00:00Z",
    "responded_at": "2016-12-19T02:38:04Z",
    "created_at": "2016-12-19T02:10:56Z",
    "debit_ref": "D.b",
    "payout": {
      "amount": 99000,
      "description": "The elite package for 4",
      "matures_at": "2016-12-25T00:00:00Z"
    },
    "metadata": {
      "custom_key": "Custom string",
      "another_custom_key": "Maybe a URL"
    }
  }
}

Responses

Status	Meaning	Description	Schema
200	OK	OK	ApprovePaymentRequestResponse

Decline a Payment Request

Code samples

curl --request POST \
  --url https://api.sandbox.split.cash/payment_requests/PR.3/decline \
  --header 'accept: application/json' \
  --header 'authorization: Bearer {access-token}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/payment_requests/PR.3/decline")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Post.new(url)
request["accept"] = 'application/json'
request["authorization"] = 'Bearer {access-token}'

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "POST",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/payment_requests/PR.3/decline",
  "headers": {
    "accept": "application/json",
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

headers = {
    'accept': "application/json",
    'authorization': "Bearer {access-token}"
    }

conn.request("POST", "/payment_requests/PR.3/decline", headers=headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.post("https://api.sandbox.split.cash/payment_requests/PR.3/decline")
  .header("accept", "application/json")
  .header("authorization", "Bearer {access-token}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$request->setRequestUrl('https://api.sandbox.split.cash/payment_requests/PR.3/decline');
$request->setRequestMethod('POST');
$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}',
  'accept' => 'application/json'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/payment_requests/PR.3/decline"

    req, _ := http.NewRequest("POST", url, nil)

    req.Header.Add("accept", "application/json")
    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

POST /payment_requests/{payment_request_ref}/decline

Parameters

Parameter	In	Type	Required	Description
payment_request_ref	path	string	true	Single value, exact match

Example responses

200 Response

{
  "data": {
    "ref": "PR.3",
    "initiator_id": "ca7bc5b3-e47f-4153-96fb-bbe326b42772",
    "your_bank_account_id": "9c70871d-8e36-4c3e-8a9c-c0ee20e7c679",
    "authoriser_id": "d194c54b-9183-410c-966b-50485c5ce3f0",
    "authoriser_contact_id": "fb6a9252-3818-44dc-b5aa-2195391a746f",
    "schedule_ref": null,
    "status": "declined",
    "status_reason": null,
    "matures_at": "2016-12-25T00:00:00Z",
    "responded_at": "2016-12-19T02:38:04Z",
    "created_at": "2016-12-19T02:10:56Z",
    "debit_ref": null,
    "payout": {
      "amount": 99000,
      "description": "The elite package for 4",
      "matures_at": "2016-12-25T00:00:00Z"
    },
    "metadata": {
      "custom_key": "Custom string",
      "another_custom_key": "Maybe a URL"
    }
  }
}

Responses

Status	Meaning	Description	Schema
200	OK	No description	DeclinePaymentRequestResponse

Payments

A Payment is made up of two parts:

General details about the Payment.
One or many Payouts with individual recipients, amounts and descriptions.

Lifecycle

Example payout reversal response

{
  "data": [
  {
    "ref": "C.3",
    "parent_ref": "PB.1",
    "type": "credit",
    "category": "payout_reversal",
    "created_at": "2016-12-07T23:15:00Z",
    "matures_at": "2016-12-10T23:15:00Z",
    "cleared_at": null,
    "bank_ref": null,
    "status": "maturing",
    "status_changed_at": "2016-12-08T23:15:00Z",
    "party_contact_id": "26297f44-c5e1-40a1-9864-3e0b0754c32a",
    "party_name": "Sanford-Rees",
    "party_nickname": "sanford-rees-8",
    "description": "Payout reversal of D.1 for Sanford-Rees due to no account or incorrect account number"
      "amount": 1,
    "reversal_details": {
      "source_debit_ref": "D.1",
      "source_credit_failure_reason": "incorrect_account_number",
    }
  }
  ]
}

A Payment is simply a group of Payouts, therefore it does not have a particular status. Its Payouts however have their status regularly updated. For a list of possible Payout statuses check out the Transactions.

When Split is unable to credit funds to a recipient, we will automatically create a payout reversal credit back to the payer. Furthermore, within the payout reversal credit, Split will include details in the description and under the reversal_details key as to why the original credit to the recipient failed.

Make a Payment

Code samples

curl --request POST \
  --url https://api.sandbox.split.cash/payments \
  --header 'accept: application/json' \
  --header 'authorization: Bearer {access-token}' \
  --header 'content-type: application/json' \
  --data '{"description":"The SuperPackage","matures_at":"2016-09-13T00:00:00Z","your_bank_account_id":"83623359-e86e-440c-9780-432a3bc3626f","payouts":[{"amount":30000,"description":"A tandem skydive jump SB23094","recipient_contact_id":"48b89364-1577-4c81-ba02-96705895d457","metadata":{"invoice_ref":"BILL-0001","invoice_id":"c80a9958-e805-47c0-ac2a-c947d7fd778d","custom_key":"Custom string","another_custom_key":"Maybe a URL"}},{"amount":30000,"description":"A scuba dive SDS5464","recipient_contact_id":"dc6f1e60-3803-43ca-a200-7d641816f57f"}],"metadata":{"custom_key":"Custom string","another_custom_key":"Maybe a URL"}}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/payments")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Post.new(url)
request["content-type"] = 'application/json'
request["accept"] = 'application/json'
request["authorization"] = 'Bearer {access-token}'
request.body = "{\"description\":\"The SuperPackage\",\"matures_at\":\"2016-09-13T00:00:00Z\",\"your_bank_account_id\":\"83623359-e86e-440c-9780-432a3bc3626f\",\"payouts\":[{\"amount\":30000,\"description\":\"A tandem skydive jump SB23094\",\"recipient_contact_id\":\"48b89364-1577-4c81-ba02-96705895d457\",\"metadata\":{\"invoice_ref\":\"BILL-0001\",\"invoice_id\":\"c80a9958-e805-47c0-ac2a-c947d7fd778d\",\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}},{\"amount\":30000,\"description\":\"A scuba dive SDS5464\",\"recipient_contact_id\":\"dc6f1e60-3803-43ca-a200-7d641816f57f\"}],\"metadata\":{\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}}"

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "POST",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/payments",
  "headers": {
    "content-type": "application/json",
    "accept": "application/json",
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.write(JSON.stringify({
  description: 'The SuperPackage',
  matures_at: '2016-09-13T00:00:00Z',
  your_bank_account_id: '83623359-e86e-440c-9780-432a3bc3626f',
  payouts: [
    {
      amount: 30000,
      description: 'A tandem skydive jump SB23094',
      recipient_contact_id: '48b89364-1577-4c81-ba02-96705895d457',
      metadata: {
        invoice_ref: 'BILL-0001',
        invoice_id: 'c80a9958-e805-47c0-ac2a-c947d7fd778d',
        custom_key: 'Custom string',
        another_custom_key: 'Maybe a URL'
      }
    },
    {
      amount: 30000,
      description: 'A scuba dive SDS5464',
      recipient_contact_id: 'dc6f1e60-3803-43ca-a200-7d641816f57f'
    }
  ],
  metadata: { custom_key: 'Custom string', another_custom_key: 'Maybe a URL' }
}));
req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

payload = "{\"description\":\"The SuperPackage\",\"matures_at\":\"2016-09-13T00:00:00Z\",\"your_bank_account_id\":\"83623359-e86e-440c-9780-432a3bc3626f\",\"payouts\":[{\"amount\":30000,\"description\":\"A tandem skydive jump SB23094\",\"recipient_contact_id\":\"48b89364-1577-4c81-ba02-96705895d457\",\"metadata\":{\"invoice_ref\":\"BILL-0001\",\"invoice_id\":\"c80a9958-e805-47c0-ac2a-c947d7fd778d\",\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}},{\"amount\":30000,\"description\":\"A scuba dive SDS5464\",\"recipient_contact_id\":\"dc6f1e60-3803-43ca-a200-7d641816f57f\"}],\"metadata\":{\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}}"

headers = {
    'content-type': "application/json",
    'accept': "application/json",
    'authorization': "Bearer {access-token}"
    }

conn.request("POST", "/payments", payload, headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.post("https://api.sandbox.split.cash/payments")
  .header("content-type", "application/json")
  .header("accept", "application/json")
  .header("authorization", "Bearer {access-token}")
  .body("{\"description\":\"The SuperPackage\",\"matures_at\":\"2016-09-13T00:00:00Z\",\"your_bank_account_id\":\"83623359-e86e-440c-9780-432a3bc3626f\",\"payouts\":[{\"amount\":30000,\"description\":\"A tandem skydive jump SB23094\",\"recipient_contact_id\":\"48b89364-1577-4c81-ba02-96705895d457\",\"metadata\":{\"invoice_ref\":\"BILL-0001\",\"invoice_id\":\"c80a9958-e805-47c0-ac2a-c947d7fd778d\",\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}},{\"amount\":30000,\"description\":\"A scuba dive SDS5464\",\"recipient_contact_id\":\"dc6f1e60-3803-43ca-a200-7d641816f57f\"}],\"metadata\":{\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$body = new http\Message\Body;
$body->append('{"description":"The SuperPackage","matures_at":"2016-09-13T00:00:00Z","your_bank_account_id":"83623359-e86e-440c-9780-432a3bc3626f","payouts":[{"amount":30000,"description":"A tandem skydive jump SB23094","recipient_contact_id":"48b89364-1577-4c81-ba02-96705895d457","metadata":{"invoice_ref":"BILL-0001","invoice_id":"c80a9958-e805-47c0-ac2a-c947d7fd778d","custom_key":"Custom string","another_custom_key":"Maybe a URL"}},{"amount":30000,"description":"A scuba dive SDS5464","recipient_contact_id":"dc6f1e60-3803-43ca-a200-7d641816f57f"}],"metadata":{"custom_key":"Custom string","another_custom_key":"Maybe a URL"}}');

$request->setRequestUrl('https://api.sandbox.split.cash/payments');
$request->setRequestMethod('POST');
$request->setBody($body);

$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}',
  'accept' => 'application/json',
  'content-type' => 'application/json'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "strings"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/payments"

    payload := strings.NewReader("{\"description\":\"The SuperPackage\",\"matures_at\":\"2016-09-13T00:00:00Z\",\"your_bank_account_id\":\"83623359-e86e-440c-9780-432a3bc3626f\",\"payouts\":[{\"amount\":30000,\"description\":\"A tandem skydive jump SB23094\",\"recipient_contact_id\":\"48b89364-1577-4c81-ba02-96705895d457\",\"metadata\":{\"invoice_ref\":\"BILL-0001\",\"invoice_id\":\"c80a9958-e805-47c0-ac2a-c947d7fd778d\",\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}},{\"amount\":30000,\"description\":\"A scuba dive SDS5464\",\"recipient_contact_id\":\"dc6f1e60-3803-43ca-a200-7d641816f57f\"}],\"metadata\":{\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}}")

    req, _ := http.NewRequest("POST", url, payload)

    req.Header.Add("content-type", "application/json")
    req.Header.Add("accept", "application/json")
    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

POST /payments

Body parameter

{
  "description": "The SuperPackage",
  "matures_at": "2016-09-13T00:00:00Z",
  "your_bank_account_id": "83623359-e86e-440c-9780-432a3bc3626f",
  "payouts": [
    {
      "amount": 30000,
      "description": "A tandem skydive jump SB23094",
      "recipient_contact_id": "48b89364-1577-4c81-ba02-96705895d457",
      "metadata": {
        "invoice_ref": "BILL-0001",
        "invoice_id": "c80a9958-e805-47c0-ac2a-c947d7fd778d",
        "custom_key": "Custom string",
        "another_custom_key": "Maybe a URL"
      }
    },
    {
      "amount": 30000,
      "description": "A scuba dive SDS5464",
      "recipient_contact_id": "dc6f1e60-3803-43ca-a200-7d641816f57f"
    }
  ],
  "metadata": {
    "custom_key": "Custom string",
    "another_custom_key": "Maybe a URL"
  }
}

Parameters

Parameter	In	Type	Required	Description
body	body	MakeAPaymentRequest	true	No description
» description	body	string	true	User description. Only visible to the payer
» matures_at	body	string(date-time)	true	Date & time in UTC ISO8601 the Payment should be processed. (Can not be earlier than the start of current day)
» your_bank_account_id	body	string	false	Specify where we should take the funds for this transaction. If omitted, your primary bank account will be used.
» payouts	body	[Payout]	true	One or many Payouts
»» Payout	body	Payout	false	The actual Payout
»»» amount	body	integer	true	Amount in cents to pay the recipient
»»» description	body	string	true	Description that both the payer an recipient can see
»»» recipient_contact_id	body	string	true	Contact to pay (`Contact.data.id`)
»»» metadata	body	Metadata	false	Use for your custom data and certain Split customisations. Stored against generated transactions and included in associated webhook payloads.
»» metadata	body	Metadata	false	Use for your custom data and certain Split customisations.

Example responses

201 Response

{
  "data": {
    "ref": "PB.1",
    "your_bank_account_id": "83623359-e86e-440c-9780-432a3bc3626f",
    "payouts": [
      {
        "ref": "D.1",
        "recipient_contact_id": "48b89364-1577-4c81-ba02-96705895d457",
        "batch_description": "The SuperPackage",
        "matures_at": "2016-09-13T23:50:44Z",
        "created_at": "2016-09-10T23:50:44Z",
        "status": "maturing",
        "amount": 30000,
        "description": "A tandem skydive jump SB23094",
        "from_id": "83623359-e86e-440c-9780-432a3bc3626f",
        "to_id": "21066764-c103-4e7f-b436-4cee7db5f400",
        "metadata": {
          "invoice_ref": "BILL-0001",
          "invoice_id": "c80a9958-e805-47c0-ac2a-c947d7fd778d",
          "custom_key": "Custom string",
          "another_custom_key": "Maybe a URL"
        }
      },
      {
        "ref": "D.2",
        "recipient_contact_id": "48b89364-1577-4c81-ba02-96705895d457",
        "batch_description": "The SuperPackage",
        "matures_at": "2016-09-13T23:50:44Z",
        "created_at": "2016-09-10T23:50:44Z",
        "status": "maturing",
        "amount": 30000,
        "description": "A scuba dive SDS5464",
        "from_id": "83623359-e86e-440c-9780-432a3bc3626f",
        "to_id": "21066764-c103-4e7f-b436-4cee7db5f400"
      }
    ],
    "metadata": {
      "custom_key": "Custom string",
      "another_custom_key": "Maybe a URL"
    }
  }
}

Responses

Status	Meaning	Description	Schema
201	Created	Created	MakeAPaymentResponse

List all Payments

Code samples

curl --request GET \
  --url https://api.sandbox.split.cash/payments \
  --header 'accept: application/json' \
  --header 'authorization: Bearer {access-token}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/payments")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Get.new(url)
request["accept"] = 'application/json'
request["authorization"] = 'Bearer {access-token}'

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "GET",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/payments",
  "headers": {
    "accept": "application/json",
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

headers = {
    'accept': "application/json",
    'authorization': "Bearer {access-token}"
    }

conn.request("GET", "/payments", headers=headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.get("https://api.sandbox.split.cash/payments")
  .header("accept", "application/json")
  .header("authorization", "Bearer {access-token}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$request->setRequestUrl('https://api.sandbox.split.cash/payments');
$request->setRequestMethod('GET');
$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}',
  'accept' => 'application/json'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/payments"

    req, _ := http.NewRequest("GET", url, nil)

    req.Header.Add("accept", "application/json")
    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

GET /payments

Parameters

Parameter	In	Type	Required	Description
page	query	string	false	Page of results to return, single value, exact match
per_page	query	string	false	Number of results per page, single value, exact match

Example responses

200 Response

{
  "data": [
    {
      "ref": "PB.1",
      "your_bank_account_id": "83623359-e86e-440c-9780-432a3bc3626f",
      "payouts": [
        {
          "ref": "D.1",
          "recipient_contact_id": "48b89364-1577-4c81-ba02-96705895d457",
          "batch_description": "This description is only available to the payer",
          "matures_at": "2016-09-13T23:50:44Z",
          "created_at": "2016-09-10T23:50:44Z",
          "status": "maturing",
          "amount": 30000,
          "description": "The recipient will see this description",
          "from_id": "83623359-e86e-440c-9780-432a3bc3626f",
          "to_id": "21066764-c103-4e7f-b436-4cee7db5f400",
          "metadata": {
            "invoice_ref": "BILL-0001",
            "invoice_id": "c80a9958-e805-47c0-ac2a-c947d7fd778d",
            "custom_key": "Custom string",
            "another_custom_key": "Maybe a URL"
          }
        },
        {
          "ref": "D.2",
          "recipient_contact_id": "dc6f1e60-3803-43ca-a200-7d641816f57f",
          "batch_description": "This description is only available to the payer",
          "matures_at": "2016-09-13T23:50:44Z",
          "created_at": "2016-09-10T23:50:44Z",
          "status": "maturing",
          "amount": 30000,
          "description": "The recipient will see this description",
          "from_id": "48b89364-1577-4c81-ba02-96705895d457",
          "to_id": "f989d9cd-87fc-4c73-b0a4-1eb0e8768d3b"
        }
      ],
      "metadata": {
        "custom_key": "Custom string",
        "another_custom_key": "Maybe a URL"
      }
    }
  ]
}

Responses

Status	Meaning	Description	Schema
200	OK	OK	ListAllPaymentsResponse

Get a Payment

Code samples

curl --request GET \
  --url https://api.sandbox.split.cash/payments/PB.1 \
  --header 'accept: application/json' \
  --header 'authorization: Bearer {access-token}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/payments/PB.1")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Get.new(url)
request["accept"] = 'application/json'
request["authorization"] = 'Bearer {access-token}'

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "GET",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/payments/PB.1",
  "headers": {
    "accept": "application/json",
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

headers = {
    'accept': "application/json",
    'authorization': "Bearer {access-token}"
    }

conn.request("GET", "/payments/PB.1", headers=headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.get("https://api.sandbox.split.cash/payments/PB.1")
  .header("accept", "application/json")
  .header("authorization", "Bearer {access-token}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$request->setRequestUrl('https://api.sandbox.split.cash/payments/PB.1');
$request->setRequestMethod('GET');
$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}',
  'accept' => 'application/json'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/payments/PB.1"

    req, _ := http.NewRequest("GET", url, nil)

    req.Header.Add("accept", "application/json")
    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

GET /payments/{payment_ref}

Get a single payment by its reference

Parameters

Parameter	In	Type	Required	Description
payment_ref	path	string	true	Payment reference

Example responses

200 Response

{
  "data": {
    "ref": "PB.1",
    "your_bank_account_id": "83623359-e86e-440c-9780-432a3bc3626f",
    "payouts": [
      {
        "ref": "D.1",
        "recipient_contact_id": "48b89364-1577-4c81-ba02-96705895d457",
        "batch_description": "The SuperPackage",
        "matures_at": "2016-09-13T23:50:44Z",
        "created_at": "2016-09-10T23:50:44",
        "status": "maturing",
        "amount": 30000,
        "description": "A tandem skydive jump SB23094",
        "from_id": "83623359-e86e-440c-9780-432a3bc3626f",
        "to_id": "21066764-c103-4e7f-b436-4cee7db5f400",
        "metadata": {
          "invoice_ref": "BILL-0001",
          "invoice_id": "c80a9958-e805-47c0-ac2a-c947d7fd778d",
          "custom_key": "Custom string",
          "another_custom_key": "Maybe a URL"
        }
      },
      {
        "ref": "D.2",
        "recipient_contact_id": "dc6f1e60-3803-43ca-a200-7d641816f57f",
        "batch_description": "The SuperPackage",
        "matures_at": "2016-09-13T23:50:44Z",
        "created_at": "2016-09-10T23:50:44Z",
        "status": "maturing",
        "amount": 30000,
        "description": "A scuba dive SDS5464",
        "from_id": "48b89364-1577-4c81-ba02-96705895d457",
        "to_id": "f989d9cd-87fc-4c73-b0a4-1eb0e8768d3b"
      }
    ],
    "metadata": {
      "custom_key": "Custom string",
      "another_custom_key": "Maybe a URL"
    }
  }
}

Responses

Status	Meaning	Description	Schema
200	OK	OK	GetAPaymentResponse

Payouts

Payouts are what a Payment or Payment Request are made of and can be either a debit or a credit. One or all Payouts can be voided individually as part of the larger Payment or Payment Request.

Retry a credit/debit Payout

Code samples

curl --request POST \
  --url https://api.sandbox.split.cash/payouts/C.2/retry \
  --header 'accept: application/json' \
  --header 'authorization: Bearer {access-token}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/payouts/C.2/retry")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Post.new(url)
request["accept"] = 'application/json'
request["authorization"] = 'Bearer {access-token}'

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "POST",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/payouts/C.2/retry",
  "headers": {
    "accept": "application/json",
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

headers = {
    'accept': "application/json",
    'authorization': "Bearer {access-token}"
    }

conn.request("POST", "/payouts/C.2/retry", headers=headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.post("https://api.sandbox.split.cash/payouts/C.2/retry")
  .header("accept", "application/json")
  .header("authorization", "Bearer {access-token}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$request->setRequestUrl('https://api.sandbox.split.cash/payouts/C.2/retry');
$request->setRequestMethod('POST');
$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}',
  'accept' => 'application/json'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/payouts/C.2/retry"

    req, _ := http.NewRequest("POST", url, nil)

    req.Header.Add("accept", "application/json")
    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

POST /payouts/{ref}/retry

Split will prefail a debit and its associated credit transaction before ever sending it to the bank if we detect a high probability of insufficient funds.

This endpoint allows you to retry the payout without having to recreate the parent request. e.g A Payment or Payment Request.

Parameters

Parameter	In	Type	Required	Description
ref	path	string	true	Payout debit or credit reference

Example responses

200 Response

{
  "data": {
    "ref": "C.2",
    "parent_ref": "PR.039a",
    "type": "credit",
    "category": "payout",
    "created_at": "2016-12-05T23:15:00Z",
    "matures_at": "2016-12-06T23:15:00Z",
    "cleared_at": null,
    "bank_ref": null,
    "status": "maturing",
    "status_changed_at": "2016-12-05T23:15:00Z",
    "party_contact_id": "33c6e31d3-1dc1-448b-9512-0320bc44fdcf",
    "party_name": "Price and Sons",
    "party_nickname": "price-and-sons-2",
    "party_bank_ref": null,
    "description": "Money for jam",
    "amount": 1
  }
}

Responses

Status	Meaning	Description	Schema
200	OK	OK	RetryPayoutResponse

Void a Payout

Code samples

curl --request DELETE \
  --url https://api.sandbox.split.cash/payouts/D.1 \
  --header 'authorization: Bearer {access-token}' \
  --header 'content-type: application/json' \
  --data '{"details":"Incorrect recipient"}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/payouts/D.1")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Delete.new(url)
request["content-type"] = 'application/json'
request["authorization"] = 'Bearer {access-token}'
request.body = "{\"details\":\"Incorrect recipient\"}"

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "DELETE",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/payouts/D.1",
  "headers": {
    "content-type": "application/json",
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.write(JSON.stringify({ details: 'Incorrect recipient' }));
req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

payload = "{\"details\":\"Incorrect recipient\"}"

headers = {
    'content-type': "application/json",
    'authorization': "Bearer {access-token}"
    }

conn.request("DELETE", "/payouts/D.1", payload, headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.delete("https://api.sandbox.split.cash/payouts/D.1")
  .header("content-type", "application/json")
  .header("authorization", "Bearer {access-token}")
  .body("{\"details\":\"Incorrect recipient\"}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$body = new http\Message\Body;
$body->append('{"details":"Incorrect recipient"}');

$request->setRequestUrl('https://api.sandbox.split.cash/payouts/D.1');
$request->setRequestMethod('DELETE');
$request->setBody($body);

$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}',
  'content-type' => 'application/json'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "strings"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/payouts/D.1"

    payload := strings.NewReader("{\"details\":\"Incorrect recipient\"}")

    req, _ := http.NewRequest("DELETE", url, payload)

    req.Header.Add("content-type", "application/json")
    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

DELETE /payouts/{ref}

You can void any Payout debit from your account that has not yet matured.

Body parameter

{
  "details": "Incorrect recipient"
}

Parameters

Parameter	In	Type	Required	Description
ref	path	string	true	Payout debit reference
body	body	VoidAPayoutRequest	false	No description
» details	body	string	false	Optional details about why the payout has been voided

Responses

Status	Meaning	Description	Schema
204	No Content	No Content	None

Refunds

Refunds can be issued for any successfully cleared Payout (credit) transactions.

Direction

Refunds are broken up by direction:

Incoming: An incoming Refund (you are the recipient of the refund)
Outgoing: An outgoing Refund (you are the issuer of the refund)

There are two response fields that differ depending on the direction:

Field	Description
`debit_ref`	Only visible to the Refund issuer (outgoing Refunds). This reference corresponds to the newly created debit to process the Refund.
`credit_ref`	Only visible to the Refund recipient (incoming Refunds). This reference corresponds to the newly created credit to process the Refund.

Issue a Refund

Code samples

curl --request POST \
  --url https://api.sandbox.split.cash/credits/string/refunds \
  --header 'accept: application/json' \
  --header 'authorization: Bearer {access-token}' \
  --header 'content-type: application/json' \
  --data '{"amount":500,"reason":"Because reason","your_bank_account_id":"9c70871d-8e36-4c3e-8a9c-c0ee20e7c679","metadata":{"custom_key":"Custom string","another_custom_key":"Maybe a URL"}}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/credits/string/refunds")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Post.new(url)
request["content-type"] = 'application/json'
request["accept"] = 'application/json'
request["authorization"] = 'Bearer {access-token}'
request.body = "{\"amount\":500,\"reason\":\"Because reason\",\"your_bank_account_id\":\"9c70871d-8e36-4c3e-8a9c-c0ee20e7c679\",\"metadata\":{\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}}"

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "POST",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/credits/string/refunds",
  "headers": {
    "content-type": "application/json",
    "accept": "application/json",
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.write(JSON.stringify({
  amount: 500,
  reason: 'Because reason',
  your_bank_account_id: '9c70871d-8e36-4c3e-8a9c-c0ee20e7c679',
  metadata: { custom_key: 'Custom string', another_custom_key: 'Maybe a URL' }
}));
req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

payload = "{\"amount\":500,\"reason\":\"Because reason\",\"your_bank_account_id\":\"9c70871d-8e36-4c3e-8a9c-c0ee20e7c679\",\"metadata\":{\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}}"

headers = {
    'content-type': "application/json",
    'accept': "application/json",
    'authorization': "Bearer {access-token}"
    }

conn.request("POST", "/credits/string/refunds", payload, headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.post("https://api.sandbox.split.cash/credits/string/refunds")
  .header("content-type", "application/json")
  .header("accept", "application/json")
  .header("authorization", "Bearer {access-token}")
  .body("{\"amount\":500,\"reason\":\"Because reason\",\"your_bank_account_id\":\"9c70871d-8e36-4c3e-8a9c-c0ee20e7c679\",\"metadata\":{\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$body = new http\Message\Body;
$body->append('{"amount":500,"reason":"Because reason","your_bank_account_id":"9c70871d-8e36-4c3e-8a9c-c0ee20e7c679","metadata":{"custom_key":"Custom string","another_custom_key":"Maybe a URL"}}');

$request->setRequestUrl('https://api.sandbox.split.cash/credits/string/refunds');
$request->setRequestMethod('POST');
$request->setBody($body);

$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}',
  'accept' => 'application/json',
  'content-type' => 'application/json'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "strings"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/credits/string/refunds"

    payload := strings.NewReader("{\"amount\":500,\"reason\":\"Because reason\",\"your_bank_account_id\":\"9c70871d-8e36-4c3e-8a9c-c0ee20e7c679\",\"metadata\":{\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}}")

    req, _ := http.NewRequest("POST", url, payload)

    req.Header.Add("content-type", "application/json")
    req.Header.Add("accept", "application/json")
    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

POST /credits/{credit_ref}/refunds

Certain rules apply to the issuance of a refund:

Must be applied against a successfully cleared payout (credit)
The refund amount must not exceed the original amount of the credit

Body parameter

{
  "amount": 500,
  "reason": "Because reason",
  "your_bank_account_id": "9c70871d-8e36-4c3e-8a9c-c0ee20e7c679",
  "metadata": {
    "custom_key": "Custom string",
    "another_custom_key": "Maybe a URL"
  }
}

Parameters

Parameter	In	Type	Required	Description
credit_ref	path	string	true	No description
body	body	IssueARefundRequest	true	No description
» amount	body	integer	true	Amount in cents refund (Min: 1 - Max: 99999999999)
» reason	body	string	false	Reason for the refund. Visible to both parties.
» your_bank_account_id	body	string(uuid)	false	Specify where we should take the funds for this transaction. If omitted, your primary bank account will be used.
» metadata	body	Metadata	false	Use for your custom data and certain Split customisations.

Example responses

200 Response

{
  "data": {
    "ref": "PRF.1",
    "for_ref": "C.59",
    "debit_ref": "D.hi",
    "your_bank_account_id": "9c70871d-8e36-4c3e-8a9c-c0ee20e7c679",
    "created_at": "2017-05-08T07:20:24Z",
    "amount": 500,
    "reason": "Because reason",
    "metadata": {
      "custom_key": "Custom string",
      "another_custom_key": "Maybe a URL"
    }
  }
}

Responses

Status	Meaning	Description	Schema
200	OK	Created	IssueARefundResponse

List incoming Refunds

Code samples

curl --request GET \
  --url https://api.sandbox.split.cash/refunds/incoming \
  --header 'accept: application/json' \
  --header 'authorization: Bearer {access-token}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/refunds/incoming")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Get.new(url)
request["accept"] = 'application/json'
request["authorization"] = 'Bearer {access-token}'

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "GET",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/refunds/incoming",
  "headers": {
    "accept": "application/json",
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

headers = {
    'accept': "application/json",
    'authorization': "Bearer {access-token}"
    }

conn.request("GET", "/refunds/incoming", headers=headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.get("https://api.sandbox.split.cash/refunds/incoming")
  .header("accept", "application/json")
  .header("authorization", "Bearer {access-token}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$request->setRequestUrl('https://api.sandbox.split.cash/refunds/incoming');
$request->setRequestMethod('GET');
$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}',
  'accept' => 'application/json'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/refunds/incoming"

    req, _ := http.NewRequest("GET", url, nil)

    req.Header.Add("accept", "application/json")
    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

GET /refunds/incoming

Parameters

Parameter	In	Type	Required	Description
page	query	string	false	Page of results to return, single value, exact match
per_page	query	string	false	Number of results per page, single value, exact match

Example responses

200 Response

{
  "data": [
    {
      "ref": "PRF.2",
      "for_ref": "D.5",
      "credit_ref": "C.q",
      "your_bank_account_id": "049528f7-6698-40a6-8221-52ec406e5424",
      "created_at": "2017-05-09T04:45:26Z",
      "amount": 5,
      "reason": "Because reason",
      "metadata": {
        "custom_key": "Custom string",
        "another_custom_key": "Maybe a URL"
      }
    }
  ]
}

Responses

Status	Meaning	Description	Schema
200	OK	OK	ListIncomingRefundsResponse

List outgoing Refunds

Code samples

curl --request GET \
  --url https://api.sandbox.split.cash/refunds/outgoing \
  --header 'accept: application/json' \
  --header 'authorization: Bearer {access-token}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/refunds/outgoing")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Get.new(url)
request["accept"] = 'application/json'
request["authorization"] = 'Bearer {access-token}'

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "GET",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/refunds/outgoing",
  "headers": {
    "accept": "application/json",
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

headers = {
    'accept': "application/json",
    'authorization': "Bearer {access-token}"
    }

conn.request("GET", "/refunds/outgoing", headers=headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.get("https://api.sandbox.split.cash/refunds/outgoing")
  .header("accept", "application/json")
  .header("authorization", "Bearer {access-token}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$request->setRequestUrl('https://api.sandbox.split.cash/refunds/outgoing');
$request->setRequestMethod('GET');
$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}',
  'accept' => 'application/json'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/refunds/outgoing"

    req, _ := http.NewRequest("GET", url, nil)

    req.Header.Add("accept", "application/json")
    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

GET /refunds/outgoing

Parameters

Parameter	In	Type	Required	Description
page	query	string	false	Page of results to return, single value, exact match
per_page	query	string	false	Number of results per page, single value, exact match

Example responses

200 Response

{
  "data": [
    {
      "ref": "PRF.2",
      "for_ref": "C.5",
      "debit_ref": "D.5a",
      "your_bank_account_id": "9c70871d-8e36-4c3e-8a9c-c0ee20e7c679",
      "created_at": "2017-05-09T04:45:26Z",
      "amount": 5,
      "reason": "Because reason",
      "metadata": {
        "custom_key": "Custom string",
        "another_custom_key": "Maybe a URL"
      }
    }
  ]
}

Responses

Status	Meaning	Description	Schema
200	OK	OK	ListOutgoingRefundsResponse

Retrieve a Refund

Code samples

curl --request GET \
  --url https://api.sandbox.split.cash/refunds/PRF.1 \
  --header 'accept: application/json' \
  --header 'authorization: Bearer {access-token}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/refunds/PRF.1")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Get.new(url)
request["accept"] = 'application/json'
request["authorization"] = 'Bearer {access-token}'

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "GET",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/refunds/PRF.1",
  "headers": {
    "accept": "application/json",
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

headers = {
    'accept': "application/json",
    'authorization': "Bearer {access-token}"
    }

conn.request("GET", "/refunds/PRF.1", headers=headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.get("https://api.sandbox.split.cash/refunds/PRF.1")
  .header("accept", "application/json")
  .header("authorization", "Bearer {access-token}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$request->setRequestUrl('https://api.sandbox.split.cash/refunds/PRF.1');
$request->setRequestMethod('GET');
$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}',
  'accept' => 'application/json'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/refunds/PRF.1"

    req, _ := http.NewRequest("GET", url, nil)

    req.Header.Add("accept", "application/json")
    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

GET /refunds/{refund_ref}

Get a single Refund by its reference

Parameters

Parameter	In	Type	Required	Description
refund_ref	path	string	true	Single value, exact match

Example responses

200 Response

{
  "data": {
    "ref": "PRF.1",
    "for_ref": "C.59",
    "debit_ref": "D.hi",
    "your_bank_account_id": "9c70871d-8e36-4c3e-8a9c-c0ee20e7c679",
    "created_at": "2017-05-08T07:20:24Z",
    "amount": 500,
    "reason": "Because reason",
    "metadata": {
      "custom_key": "Custom string",
      "another_custom_key": "Maybe a URL"
    }
  }
}

Responses

Status	Meaning	Description	Schema
200	OK	OK	RetrieveARefundResponse

Sandbox Only

Special testing endpoints that only exist in the sandbox environment.

Simulate incoming PayID payment

Code samples

curl --request POST \
  --url https://api.sandbox.split.cash/simulate/incoming_payid_payment \
  --header 'accept: application/json' \
  --header 'authorization: Bearer {access-token}' \
  --header 'content-type: application/json' \
  --data '{"payid_email":"incoming@split.cash","amount":10000}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/simulate/incoming_payid_payment")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Post.new(url)
request["content-type"] = 'application/json'
request["accept"] = 'application/json'
request["authorization"] = 'Bearer {access-token}'
request.body = "{\"payid_email\":\"incoming@split.cash\",\"amount\":10000}"

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "POST",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/simulate/incoming_payid_payment",
  "headers": {
    "content-type": "application/json",
    "accept": "application/json",
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.write(JSON.stringify({ payid_email: 'incoming@split.cash', amount: 10000 }));
req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

payload = "{\"payid_email\":\"incoming@split.cash\",\"amount\":10000}"

headers = {
    'content-type': "application/json",
    'accept': "application/json",
    'authorization': "Bearer {access-token}"
    }

conn.request("POST", "/simulate/incoming_payid_payment", payload, headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.post("https://api.sandbox.split.cash/simulate/incoming_payid_payment")
  .header("content-type", "application/json")
  .header("accept", "application/json")
  .header("authorization", "Bearer {access-token}")
  .body("{\"payid_email\":\"incoming@split.cash\",\"amount\":10000}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$body = new http\Message\Body;
$body->append('{"payid_email":"incoming@split.cash","amount":10000}');

$request->setRequestUrl('https://api.sandbox.split.cash/simulate/incoming_payid_payment');
$request->setRequestMethod('POST');
$request->setBody($body);

$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}',
  'accept' => 'application/json',
  'content-type' => 'application/json'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "strings"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/simulate/incoming_payid_payment"

    payload := strings.NewReader("{\"payid_email\":\"incoming@split.cash\",\"amount\":10000}")

    req, _ := http.NewRequest("POST", url, payload)

    req.Header.Add("content-type", "application/json")
    req.Header.Add("accept", "application/json")
    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

POST /simulate/incoming_payid_payment

Simulate receiving a real time PayID payment from one of your Receivable Contacts.

Body parameter

{
  "payid_email": "incoming@split.cash",
  "amount": 10000
}

Parameters

Parameter	In	Type	Required	Description
body	body	SimulateIncomingPayIDPaymentRequest	true	No description
» payid_email	body	string	true	Receivable Contact PayID email (Min: 6 - Max: 256)
» amount	body	integer	true	Amount in cents (Min: 1 - Max: 99999999999)

Example responses

201 Response

{
  "data": {
    "id": "92c75281-5b60-489a-bd8a-e513ba9277c5",
    "payid_email": "incoming@split.cash",
    "amount": 10000
  }
}

Responses

Status	Meaning	Description	Schema
201	Created	OK	SimulateIncomingPayIDPaymentResponse

Transactions

By default, the transactions endpoint provides a detailed look at all past, current and future debits & credits related to your account.

Want to also know about the debits & credits applied to the other party? No problem! Use the both_parties=true query string.

Lifecycle

A transaction (debit or credit) can have the following statuses:

Status	Description
`maturing`	The maturation date has not yet been reached
`matured`	The maturation date has been reached and the transaction is eligible for processing.
`preprocessing`	The transaction is undergoing pre-checks before being sent to the bank.
`processing`	The transaction has been submitted to the bank.
`clearing`	Waiting for confirmation from the bank that the transaction has succeeded.
`cleared`	The transaction is complete.
`rejected`	The bank has rejected the transaction due to incorrect bank account details.
`returned`	The transaction did not successfully clear.
`voided`	The transaction has been cancelled and is no longer eligible for processing.
`pending_verification`	The bank account must be verified before the transaction can proceed.
`paused`	The transaction has temporary been paused by Split pending internal review.
`prefailed`	The transaction was never submitted to the bank because we detected that there were insufficient funds. The transaction can be retried.

Failure reasons

Example response

{
  "data": [
    {
      "ref": "D.3",
      "parent_ref": null,
      "type": "debit",
      "category": "payout_refund",
      "created_at": "2016-12-07T23:15:00Z",
      "matures_at": "2016-12-10T23:15:00Z",
      "cleared_at": null,
      "bank_ref": null,
      "status": "returned",
      "status_changed_at": "2016-12-08T23:15:00Z",
      "failure_reason": "user_voided",
      "failure_details": "Wrong amount - approved by Stacey"
      "party_contact_id": "26297f44-c5e1-40a1-9864-3e0b0754c32a",
      "party_name": "Sanford-Rees",
      "party_nickname": "sanford-rees-8",
      "description": null,
      "amount": 1,
      "bank_account_id": "56df206a-aaff-471a-b075-11882bc8906a"
    }
  ]
}

The rejected, returned, voided & prefailed statuses are always accompanied by a failure_reason:

Reason	Description
`refer_to_customer`	Usually due to insufficient funds
`insufficient_funds`	Insufficient funds
`payment_stopped`	The payment was stopped at the bank. Can be due to a customer requesting a stop payment with their financial institution.
`invalid_bsb_number`	BSB number is invalid
`account_closed`	The bank account is closed
`customer_deceased`	Customer is deceased
`incorrect_account_number`	Account number is incorrect
`refer_to_split`	Failed due to reasons not listed here. Please contact us.
`user_voided`	Voided by payout initiator
`admin_voided`	Voided by Split Payments admin

The user_voided and admin_voided failure_reasons can sometimes be accompanied by the failure_details key which includes user submitted comments relating to the failure_reason.

List all transactions

Code samples

curl --request GET \
  --url https://api.sandbox.split.cash/transactions \
  --header 'accept: application/json' \
  --header 'authorization: Bearer {access-token}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/transactions")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Get.new(url)
request["accept"] = 'application/json'
request["authorization"] = 'Bearer {access-token}'

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "GET",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path": "/transactions",
  "headers": {
    "accept": "application/json",
    "authorization": "Bearer {access-token}"
  }
};

var req = http.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function () {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });
});

req.end();

import http.client

conn = http.client.HTTPSConnection("api.sandbox.split.cash")

headers = {
    'accept': "application/json",
    'authorization': "Bearer {access-token}"
    }

conn.request("GET", "/transactions", headers=headers)

res = conn.getresponse()
data = res.read()

print(data.decode("utf-8"))

HttpResponse<String> response = Unirest.get("https://api.sandbox.split.cash/transactions")
  .header("accept", "application/json")
  .header("authorization", "Bearer {access-token}")
  .asString();

<?php

$client = new http\Client;
$request = new http\Client\Request;

$request->setRequestUrl('https://api.sandbox.split.cash/transactions');
$request->setRequestMethod('GET');
$request->setHeaders(array(
  'authorization' => 'Bearer {access-token}',
  'accept' => 'application/json'
));

$client->enqueue($request)->send();
$response = $client->getResponse();

echo $response->getBody();

package main

import (
    "fmt"
    "net/http"
    "io/ioutil"
)

func main() {

    url := "https://api.sandbox.split.cash/transactions"

    req, _ := http.NewRequest("GET", url, nil)

    req.Header.Add("accept", "application/json")
    req.Header.Add("authorization", "Bearer {access-token}")

    res, _ := http.DefaultClient.Do(req)

    defer res.Body.Close()
    body, _ := ioutil.ReadAll(res.Body)

    fmt.Println(res)
    fmt.Println(string(body))

}

GET /transactions

By default, Split will search and return all transactions created in the last 30 days. You can adjust this up to 1 year by defining the min_created_date query string parameter defined below.

Parameters

Parameter	In	Type	Required	Description
page	query	string	false	Page of results to return, single value, exact match
per_page	query	string	false	Number of results per page, single value, exact match
ref (debit or credit)	query	string	false	Single value, exact match
parent_ref	query	string	false	Single value, exact match
bank_ref	query	string	false	Single value, exact match
both_parties	query	boolean	false	Single value, exact match. Will also list debits & credits applied to the other party
status	query	array[string]	false	Multiple values, exact match
category	query	array[string]	false	Multiple values, exact match
type	query	array[string]	false	Multiple values, exact match
other_party	query	string	false	Single value, string search. Cannot be combine with `both_parties` query string
other_party_bank_ref	query	string	false	Single value, exact match
party_contact_id	query	string	false	Single value, exact match. Cannot be combine with `both_parties` query string
description	query	string	false	Single value, string search
min_amount	query	integer	false	Cents, single value, exact match
max_amount	query	integer	false	Cents, single value, exact match
min_created_date	query	string(date-time)	false	Date/time UTC ISO 8601 format, single value, exact match
max_created_date	query	string(date-time)	false	Date/time UTC ISO 8601 format, single value, exact match
min_matured_date	query	string(date-time)	false	Date/time UTC ISO 8601 format, single value, exact match
max_matured_date	query	string(date-time)	false	Date/time UTC ISO 8601 format, single value, exact match
min_cleared_date	query	string(date-time)	false	Date/time UTC ISO 8601 format, single value, exact match
max_cleared_date	query	string(date-time)	false	Date/time UTC ISO 8601 format, single value, exact match
min_status_changed_date	query	string(date-time)	false	Date/time UTC ISO 8601 format, single value, exact match
max_status_changed_date	query	string(date-time)	false	Date/time UTC ISO 8601 format, single value, exact match

Enumerated Values

Parameter	Value
status	maturing
status	matured
status	preprocessing
status	processing
status	clearing
status	cleared
status	rejected
status	returned
status	voided
status	pending_verification
status	paused
category	payout
category	payout_refund
category	invoice
type	debit
type	credit

Example responses

200 Response

{
  "data": [
    {
      "ref": "D.3",
      "parent_ref": null,
      "type": "debit",
      "category": "payout_refund",
      "created_at": "2016-12-07T23:15:00Z",
      "matures_at": "2016-12-10T23:15:00Z",
      "cleared_at": "2016-12-10T23:15:00Z",
      "bank_ref": "DT.9a",
      "status": "cleared",
      "status_changed_at": "2016-12-10T23:15:00Z",
      "party_contact_id": "31354923-b1e9-4d65-b03c-415ead89cbf3",
      "party_name": "Sanford-Rees",
      "party_nickname": null,
      "party_bank_ref": "CT.11",
      "description": null,
      "amount": 20000,
      "bank_account_id": "56df206a-aaff-471a-b075-11882bc8906a"
    },
    {
      "ref": "D.2",
      "parent_ref": "PB.2",
      "type": "debit",
      "category": "payout",
      "created_at": "2016-12-06T23:15:00Z",
      "matures_at": "2016-12-09T23:15:00Z",
      "cleared_at": null,
      "bank_ref": null,
      "status": "maturing",
      "status_changed_at": "2016-12-06T23:15:00Z",
      "party_contact_id": "3c6e31d3-1dc1-448b-9512-0320bc44fdcf",
      "party_name": "Gutmann-Schmidt",
      "party_nickname": null,
      "party_bank_ref": null,
      "description": "Batteries for hire",
      "amount": 2949299,
      "bank_account_id": "56df206a-aaff-471a-b075-11882bc8906a"
    },
    {
      "ref": "C.2",
      "parent_ref": "PB.s0z",
      "type": "credit",
      "category": "payout",
      "created_at": "2016-12-05T23:15:00Z",
      "matures_at": "2016-12-06T23:15:00Z",
      "cleared_at": "2016-12-09T23:15:00Z",
      "bank_ref": "CT.1",
      "status": "cleared",
      "status_changed_at": "2016-12-09T23:15:00Z",
      "party_contact_id": "33c6e31d3-1dc1-448b-9512-0320bc44fdcf",
      "party_name": "Price and Sons",
      "party_nickname": "price-and-sons-2",
      "party_bank_ref": null,
      "description": "Online purchase",
      "amount": 19999,
      "bank_account_id": "c2e329ae-606f-4311-a9ab-a751baa1915c",
      "metadata": {
        "customer_id": "xur4492",
        "product_ref": "TSXL392110x"
      }
    }
  ]
}

Responses

Status	Meaning	Description	Schema
200	OK	OK	ListAllTransactionsResponse

Unassigned Agreements

An agreement with no preset authoriser that can only be accepted once and must be accepted within a predefined time period.

Unassigned Agreements are shared using the generated link available in the response body. You can then include it in an email, text message, embed it in an iFrame, etc...

Please refer to the Unassigned Agreement article in our knowledge base for more information.

Propose an Unassigned Agreement

Code samples

curl --request POST \
  --url https://api.sandbox.split.cash/unassigned_agreements \
  --header 'accept: application/json' \
  --header 'authorization: Bearer {access-token}' \
  --header 'content-type: application/json' \
  --data '{"expiry_in_seconds":60,"single_use":false,"terms":{"per_payout":{"min_amount":null,"max_amount":10000},"per_frequency":{"days":7,"max_amount":1000000}},"metadata":{"custom_key":"Custom string","another_custom_key":"Maybe a URL"}}'

require 'uri'
require 'net/http'

url = URI("https://api.sandbox.split.cash/unassigned_agreements")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Post.new(url)
request["content-type"] = 'application/json'
request["accept"] = 'application/json'
request["authorization"] = 'Bearer {access-token}'
request.body = "{\"expiry_in_seconds\":60,\"single_use\":false,\"terms\":{\"per_payout\":{\"min_amount\":null,\"max_amount\":10000},\"per_frequency\":{\"days\":7,\"max_amount\":1000000}},\"metadata\":{\"custom_key\":\"Custom string\",\"another_custom_key\":\"Maybe a URL\"}}"

response = http.request(request)
puts response.read_body

var http = require("https");

var options = {
  "method": "POST",
  "hostname": "api.sandbox.split.cash",
  "port": null,
  "path"

Split API v1.0

Guides

Try it out

Get started

Personal access token

OAuth grant flow

OAuth grant flow tutorial

Authentication and Authorisation

Authorisation Code Grant

Refresh Token Grant

Making payments

Getting paid

POSTing a Payment Request

Sharing an Open Payment Request

Idempotent requests

Error responses

Speeding up onboarding

Sandbox Testing Details

Transaction failures

Example scenarios

NPP payment failures

Special accounts

(Deprecated) Payment credit failure bank accounts

(Deprecated) Payment Request failure bank accounts

Instant account verification accounts

Available balances in the Sandbox

Configuration

Scopes

Pagination

Remitter

Aggregation

Webhooks

Data schemas

Our Delivery Promises

Request ID

Checking Webhook Signatures

Changelog

Agreements

Lifecycle

Propose an Agreement

Parameters

Responses

List Agreements

Parameters

Enumerated Values

Responses

Get an Agreement

Parameters

Responses

Cancel an Agreement

Parameters

Responses

Approve an Agreement

Parameters

Responses

Decline an Agreement

Parameters

Responses

List incoming Agreements

Parameters

Enumerated Values

Responses

Bank Accounts

List all Bank Accounts

Responses

Bank Connections

List all Bank Connections

Parameters

Enumerated Values

Responses

Get a Bank Connection

Parameters

Responses

Remove a Bank Connection

Parameters

Responses

Contacts

Add a Contact

Parameters

Responses